Is St. Louis, MO cheaper than Bel Air South, MD?

Based on cost of living data, St. Louis, MO is 13.6% cheaper than Bel Air South, MD. This translates to saving $1018 per month.

What salary do I need in St. Louis, MO to live like I do in Bel Air South, MD?

If you earn $150,000 in Bel Air South, MD, you'd need approximately $137,783.945 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Bel Air South, MD and St. Louis, MO?

Housing in St. Louis, MO is 29.8% cheaper than in Bel Air South, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,332/month in Bel Air South, MD.

How much can I save per month by moving from Bel Air South, MD to St. Louis, MO?

Moving from Bel Air South, MD to St. Louis, MO could save you approximately $1018 per month, or $12216 per year, based on a $150,000 salary.

Bel Air South, MD vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bel Air South, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Bel Air South, MD

Numbers update automatically as you type

You'd save $1.0K/month moving to St. Louis, MO

$150.0K in your current city equals $137.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 13.6%

Less expensive

Monthly Impact

$1,018

Savings

Annual Impact

$12.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bel Air South, MD

Population:58K

Cost Index:100

Median Home:$218K

St. Louis, MO

Population:302K

Cost Index:86

Median Home:$145K

Bel Air South, MD

The Old Line State

58K

Population

State Tax

Yes

Located in Maryland, this city has a population of 58K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Bel Air South, MD vs St. Louis, MO

Category	Bel Air South, MD	St. Louis, MO	Difference	Change
🏠Housing	$2,665/mo	$1,871/mo	↓ $794less	29.8%
🛒Groceries	$1,061/mo	$949/mo	↓ $112less	10.6%
🚗Transportation	$1,310/mo	$1,216/mo	↓ $94.46less	7.2%
⚡All Utilities	$591/mo	$535/mo	↓ $55.57less	9.4%
🏥Healthcare	$574/mo	$527/mo	↓ $46.95less	8.2%
📦Other	$1,622/mo	$1,607/mo	↓ $14.48less	0.9%

🏠Housing

↓ 29.8%

Bel Air South, MD

$2,665

St. Louis, MO

$1,871

Difference

$794

less

🛒Groceries

↓ 10.6%

Bel Air South, MD

$1,061

St. Louis, MO

$949

Difference

$112

less

🚗Transportation

↓ 7.2%

Bel Air South, MD

$1,310

St. Louis, MO

$1,216

Difference

$94.46

less

⚡All Utilities

↓ 9.4%

Bel Air South, MD

$591

St. Louis, MO

$535

Difference

$55.57

less

🏥Healthcare

↓ 8.2%

Bel Air South, MD

$574

St. Louis, MO

$527

Difference

$46.95

less

📦Other

↓ 0.9%

Bel Air South, MD

$1,622

St. Louis, MO

$1,607

Difference

$14.48

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Bel Air South, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$928

To$910

↓ $18.00

1 Bed

From$1,090

To$950

↓ $140

2 Bed

From$1,332

To$1,160

↓ $172

3 Bed

From$1,776

To$1,490

↓ $286

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,823

Monthly in Bel Air South, MD

$6,705

Monthly in St. Louis, MO

$1,118

Difference

Home Values

Bel Air South

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Bel Air South, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Bel Air South, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.