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Cost of Living Comparison 2026

๐Ÿ“ Bella Vista, AR โ€” ZIP-level rent data ยท COL adjusted from Tulsa, OK area

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Phoenix, AZ

$150.0K in your current city equals $166.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 18.5%
More expensive
Monthly Impact
$1,386
Extra cost
Annual Impact
$16.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bella Vista, AR

Population:32K
Cost Index:100
Median Home:$349K

Phoenix, AZ

Population:1608K
Cost Index:118
Median Home:$414K

Bella Vista, AR

The Natural State

32K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 32K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Bella Vista, AR vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 46.8%
Bella Vista, AR
$1,899
Phoenix, AZ
$2,788
Difference
$889
more
๐Ÿš—Transportation
โ†‘ 19.6%
Bella Vista, AR
$1,245
Phoenix, AZ
$1,489
Difference
$244
more
โšกAll Utilities
โ†‘ 15.3%
Bella Vista, AR
$487
Phoenix, AZ
$561
Difference
$74.57
more
๐ŸฅHealthcare
โ†‘ 11.7%
Bella Vista, AR
$527
Phoenix, AZ
$589
Difference
$61.64
more
๐Ÿ›’Groceries
โ†‘ 5.9%
Bella Vista, AR
$910
Phoenix, AZ
$963
Difference
$53.42
more
๐Ÿ“ฆOther
โ†‘ 0.1%
Bella Vista, AR
$1,676
Phoenix, AZ
$1,677
Difference
$1.35
more

๐Ÿ Rent Comparison

Studio
From$1,171
To$1,390
โ†‘ $219
1 Bed
From$1,292
To$1,510
โ†‘ $218
2 Bed
From$1,562
To$1,750
โ†‘ $188
3 Bed
From$2,173
To$2,330
โ†‘ $157
Bella Vista, ARZIP-level data

1BR range: $1,290โ€“$1,290/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,743
Monthly in Bella Vista, AR
$8,068
Monthly in Phoenix, AZ
$1,324
Difference

Home Values

Bella Vista
Phoenix
$349K
Median Value
$414K
โ†‘ +2.1%
YoY Change
โ†“ -3.1%
โ†‘ +55.8%
5-Year Change
โ†‘ +30.2%
$349K
Price Range
$274K - $957K

Homes in Phoenix are 19% more expensive than Bella Vista

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.8K
Per year
Monthly Difference
$316
More take-home
Effective Rate Diff
2.5%
Rate difference

Bella Vista, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Bella Vista, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bella Vista
Phoenix
51 Moderate
Air Quality
77 Moderate
48.4%
Good Air Days
9%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arkansas and Arizona on TaxTakeHome.com

Where your money goes further

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