Bellevue, KY vs Bessemer City, NC: Cost of Living

Which city costs less?

Bessemer City, NC has a modeled overall cost index 6.3% higher than Bellevue, KY.

Bellevue, KY · modeled 2BR rent
$1,350 / month
Bessemer City, NC · modeled 2BR rent
$1,060 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Bellevue, KY and Bessemer City, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $547/month in Bessemer City, NC

$150,000 in your current city has a modeled equivalent of $156,558 in Bessemer City, NC

Regional cost estimates: Bellevue, KY uses Cincinnati, OH. Bessemer City, NC uses Charlotte, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.3%
More expensive
Monthly Impact
$547
Extra cost
Annual Impact
$6.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Bellevue, KY

Population:6K
Cost Index:
81.3
100 = national average
Typical Home:$239K

Bessemer City, NC

Population:6K
Cost Index:
86.4
100 = national average
Typical Home:$231K

Planning the move to Bessemer City?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Bellevue, KY

The Bluegrass State

6K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 6K residents.

Bessemer City, NC

The Tar Heel State

6K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 6K residents.

Cost Breakdown by Category

Estimated monthly spending: Bellevue, KY vs Bessemer City, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 15.8%
Bellevue, KY
$2,085
Bessemer City, NC
$2,414
Difference
$329
more
Healthcare
↑ 11.8%
Bellevue, KY
$657
Bessemer City, NC
$735
Difference
$77.40
more
Groceries
↑ 6.3%
Bellevue, KY
$1,072
Bessemer City, NC
$1,139
Difference
$67.16
more
Other
↑ 3.6%
Bellevue, KY
$1,790
Bessemer City, NC
$1,855
Difference
$64.73
more
All Utilities
↑ 10.4%
Bellevue, KY
$541
Bessemer City, NC
$598
Difference
$56.16
more
Transportation
↓ 3.6%
Bellevue, KY
$1,354
Bessemer City, NC
$1,306
Difference
$48.42
less

🏠Rent Comparison

Studio
From$960
To$920
↓ $40.00
1 Bed
From$1,050
To$960
↓ $90.00
2 Bed
From$1,350
To$1,060
↓ $290
3 Bed
From$1,780
To$1,300
↓ $480
Bellevue, KYZIP-level data

1BR range: $1,050–$1,050/mo

Bessemer City, NCZIP-level data

1BR range: $960–$960/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Bellevue, KY
$8,047
Monthly in Bessemer City, NC
$547
Difference

Home Values

Bellevue
Bessemer City
$239K
Median Value
$231K
↑ +6.4%
YoY Change
↑ +1.4%
↑ +30.8%
5-Year Change
↑ +46.3%

Homes in Bessemer City are 3% less expensive than Bellevue

Calculate payment - BellevueCalculate payment - Bessemer City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $375
Per year
Monthly Difference
$31.25
More take-home
Effective Rate Diff
0.3%
Rate difference

Bellevue, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Bessemer City, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Bellevue, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Bessemer City, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bellevue
Bessemer City
52 Moderate
Air Quality
51 Moderate
44.8%
Good Air Days
46.2%
96 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+2.9°F
29 days
Heat Days >95°F
36 days
▲+3.1°F
2050 Outlook
▲+2.9°F
29 days
Heat Days >95°F
36 days

Before moving from Bellevue, KY to Bessemer City, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Bessemer City, NC for the same bedroom count and included utilities as your home in Bellevue, KY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Bellevue to Bessemer City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Bessemer City, NC by cost, housing, population and region.

Frequently Asked Questions: Bellevue, KY vs Bessemer City, NC

How do the cost estimates for Bellevue, KY and Bessemer City, NC compare?

Bessemer City, NC has a modeled overall cost index 6.3% higher than Bellevue, KY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Bellevue, KY, the model estimates $156,558 in Bessemer City, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Bellevue, KY and Bessemer City, NC?

The modeled two-bedroom rents are $1,350/month in Bellevue, KY and $1,060/month in Bessemer City, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Kentucky and North Carolina on TaxTakeHome.com

Similar cost to Bessemer City, NC

Other cities in a similar price range

Raleigh, NCCharlotte, NCSan Antonio, TX

Want to compare different cities?

New Comparison