Bellevue, MI vs De Graff, OH: Cost of Living

Which city costs less?

De Graff, OH has a modeled overall cost index 0.7% higher than Bellevue, MI.

Bellevue, MI · modeled 2BR rent
$1,260 / month
De Graff, OH · modeled 2BR rent
$1,200 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Bellevue, MI and De Graff, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $87.05/month in De Graff, OH

$150,000 in your current city has a modeled equivalent of $151,045 in De Graff, OH

Regional cost estimates: Bellevue, MI uses Fort Wayne, IN. De Graff, OH uses Columbus, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.7%
More expensive
Monthly Impact
$87.05
Extra cost
Annual Impact
$1.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Bellevue, MI

Population:1K
Cost Index:
78.1
100 = national average
Typical Home:$230K

De Graff, OH

Population:1K
Cost Index:
78.7
100 = national average
Typical Home:$237K

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Bellevue, MI

The Great Lakes State

1K
Population
State Tax
Yes

Located in Michigan, this city has a population of 1K residents.

De Graff, OH

The Buckeye State

1K
Population
State Tax
Yes

Located in Ohio, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Bellevue, MI vs De Graff, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 6.7%
Bellevue, MI
$1,397
De Graff, OH
$1,490
Difference
$93.67
more
Housing
↑ 4.8%
Bellevue, MI
$1,924
De Graff, OH
$2,016
Difference
$91.80
more
All Utilities
↓ 11.0%
Bellevue, MI
$609
De Graff, OH
$542
Difference
$66.86
less
Other
↓ 3.0%
Bellevue, MI
$1,751
De Graff, OH
$1,699
Difference
$52.41
less
Groceries
↑ 1.6%
Bellevue, MI
$1,114
De Graff, OH
$1,131
Difference
$17.68
more
Healthcare
↑ 0.5%
Bellevue, MI
$705
De Graff, OH
$709
Difference
$3.18
more

🏠Rent Comparison

Studio
From$960
To$890
↓ $70.00
1 Bed
From$990
To$920
↓ $70.00
2 Bed
From$1,260
To$1,200
↓ $60.00
3 Bed
From$1,620
To$1,470
↓ $150
Bellevue, MIZIP-level data

1BR range: $990–$990/mo

De Graff, OHZIP-level data

1BR range: $920–$920/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Bellevue, MI
$7,587
Monthly in De Graff, OH
$87.05
Difference

Home Values

Bellevue
De Graff
$230K
Median Value
$237K
↑ +1.6%
YoY Change
↑ +4.5%
↑ +31.1%
5-Year Change
↑ +36.2%

Homes in De Graff are 3% more expensive than Bellevue

Calculate payment - BellevueCalculate payment - De Graff

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.9K
Per year
Monthly Difference
$162
More take-home
Effective Rate Diff
1.3%
Rate difference

Bellevue, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

De Graff, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Bellevue, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

De Graff, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bellevue
De Graff
45 Good
Air Quality
53 Moderate
62.6%
Good Air Days
41.3%
91 Moderate
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.1°F
17 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.1°F
17 days
Heat Days >95°F
18 days

Before moving from Bellevue, MI to De Graff, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in De Graff, OH for the same bedroom count and included utilities as your home in Bellevue, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Bellevue to De Graff moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to De Graff, OH by cost, housing, population and region.

Frequently Asked Questions: Bellevue, MI vs De Graff, OH

How do the cost estimates for Bellevue, MI and De Graff, OH compare?

De Graff, OH has a modeled overall cost index 0.7% higher than Bellevue, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Bellevue, MI, the model estimates $151,045 in De Graff, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Bellevue, MI and De Graff, OH?

The modeled two-bedroom rents are $1,260/month in Bellevue, MI and $1,200/month in De Graff, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Ohio on TaxTakeHome.com

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