Is St. Louis, MO cheaper than Bellevue, WA?

Based on cost of living data, St. Louis, MO is 47.6% cheaper than Bellevue, WA. This translates to saving $3570 per month.

What salary do I need in St. Louis, MO to live like I do in Bellevue, WA?

If you earn $150,000 in Bellevue, WA, you'd need approximately $107,159.711 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Bellevue, WA and St. Louis, MO?

Housing in St. Louis, MO is 71.4% cheaper than in Bellevue, WA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,539/month in Bellevue, WA.

How much can I save per month by moving from Bellevue, WA to St. Louis, MO?

Moving from Bellevue, WA to St. Louis, MO could save you approximately $3570 per month, or $42840 per year, based on a $150,000 salary.

Bellevue, WA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bellevue, WA — ZIP-level rent data · COL adjusted from Seattle, WA area

Current salary in Bellevue, WA

Numbers update automatically as you type

You'd save $3.6K/month moving to St. Louis, MO

$150.0K in your current city equals $107.2K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 47.6%

Less expensive

Monthly Impact

$3,570

Savings

Annual Impact

$42.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bellevue, WA

Population:152K

Cost Index:100

Median Home:$1.46M

St. Louis, MO

Population:302K

Cost Index:52

Median Home:$145K

Bellevue, WA

The Evergreen State

152K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 152K residents.

💡 Advantage: Washington has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Bellevue, WA vs St. Louis, MO

Category	Bellevue, WA	St. Louis, MO	Difference	Change
🏠Housing	$6,547/mo	$1,871/mo	↓ $4,676less	71.4%
🚗Transportation	$1,833/mo	$1,216/mo	↓ $617less	33.7%
📦Other	$1,907/mo	$1,607/mo	↓ $300less	15.7%
🏥Healthcare	$810/mo	$527/mo	↓ $283less	35.0%
🛒Groceries	$1,060/mo	$949/mo	↓ $111less	10.5%
⚡All Utilities	$472/mo	$535/mo	↑ $63.06more	13.3%

🏠Housing

↓ 71.4%

Bellevue, WA

$6,547

St. Louis, MO

$1,871

Difference

$4,676

less

🚗Transportation

↓ 33.7%

Bellevue, WA

$1,833

St. Louis, MO

$1,216

Difference

$617

less

📦Other

↓ 15.7%

Bellevue, WA

$1,907

St. Louis, MO

$1,607

Difference

$300

less

🏥Healthcare

↓ 35.0%

Bellevue, WA

$810

St. Louis, MO

$527

Difference

$283

less

🛒Groceries

↓ 10.5%

Bellevue, WA

$1,060

St. Louis, MO

$949

Difference

$111

less

⚡All Utilities

↑ 13.3%

Bellevue, WA

$472

St. Louis, MO

$535

Difference

$63.06

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Bellevue, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,105

To$910

↓ $1,195

1 Bed

From$2,178

To$950

↓ $1,228

2 Bed

From$2,539

To$1,160

↓ $1,379

3 Bed

From$3,319

To$1,490

↓ $1,829

Bellevue, WAZIP-level data

1BR range: $2,510–$3,050/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,629

Monthly in Bellevue, WA

$6,705

Monthly in St. Louis, MO

$5,924

Difference

Home Values

Bellevue

St. Louis

$1.46M

Median Value

$145K

↓ -2%

YoY Change

↓ -0.8%

↑ +42.9%

5-Year Change

↑ +10.9%

$1.01M - $1.63M

Price Range

$38K - $302K

Homes in St. Louis are 90% less expensive than Bellevue

Calculate payment - Bellevue Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Bellevue, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Bellevue, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.