Belmont, WI vs North Branch, MI: Cost of Living

Which city costs less?

North Branch, MI has a modeled overall cost index 12.9% lower than Belmont, WI.

Belmont, WI · modeled 2BR rent
$970 / month
North Branch, MI · modeled 2BR rent
$1,060 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Belmont, WI and North Branch, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $864/month in North Branch, MI

$150,000 in your current city has a modeled equivalent of $139,635 in North Branch, MI

Regional cost estimates: Belmont, WI uses Madison, WI. North Branch, MI uses Detroit, MI. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 12.9%
Less expensive
Monthly Impact
$864
Savings
Annual Impact
$10.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Belmont, WI

Population:1K
Cost Index:
89.4
100 = national average
Typical Home:$243K

North Branch, MI

Population:1K
Cost Index:
77.9
100 = national average
Typical Home:$254K

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Belmont, WI

The Badger State

1K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 1K residents.

North Branch, MI

The Great Lakes State

1K
Population
State Tax
Yes

Located in Michigan, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Belmont, WI vs North Branch, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 41.2%
Belmont, WI
$2,311
North Branch, MI
$1,360
Difference
$951
less
Transportation
↑ 16.1%
Belmont, WI
$1,311
North Branch, MI
$1,522
Difference
$211
more
Healthcare
↓ 20.0%
Belmont, WI
$726
North Branch, MI
$581
Difference
$145
less
All Utilities
↑ 11.8%
Belmont, WI
$513
North Branch, MI
$574
Difference
$60.70
more
Other
↓ 2.8%
Belmont, WI
$1,670
North Branch, MI
$1,622
Difference
$47.49
less
Groceries
↑ 0.9%
Belmont, WI
$969
North Branch, MI
$978
Difference
$8.69
more

🏠Rent Comparison

Studio
From$690
To$750
↑ $60.00
1 Bed
From$820
To$830
↑ $10.00
2 Bed
From$970
To$1,060
↑ $90.00
3 Bed
From$1,350
To$1,300
↓ $50.00
Belmont, WIZIP-level data

1BR range: $820–$820/mo

North Branch, MIZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Belmont, WI
$6,636
Monthly in North Branch, MI
$864
Difference

Home Values

Belmont
North Branch
$243K
Median Value
$254K
↑ +11.2%
YoY Change
↑ +2.9%
↑ +48.3%
5-Year Change
↑ +35.5%

Homes in North Branch are 5% more expensive than Belmont

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.5K
Per year
Monthly Difference
$206
More take-home
Effective Rate Diff
1.6%
Rate difference

Belmont, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

North Branch, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Belmont, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

North Branch, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Belmont
North Branch
42 Good
Air Quality
55 Moderate
72.1%
Good Air Days
32.8%
94 Moderate
Climate Risk
99 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+3.1°F
10 days
Heat Days >95°F
10 days
▲+3.4°F
2050 Outlook
▲+3.1°F
10 days
Heat Days >95°F
10 days

Before moving from Belmont, WI to North Branch, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in North Branch, MI for the same bedroom count and included utilities as your home in Belmont, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Belmont to North Branch moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North Branch, MI by cost, housing, population and region.

Frequently Asked Questions: Belmont, WI vs North Branch, MI

How do the cost estimates for Belmont, WI and North Branch, MI compare?

North Branch, MI has a modeled overall cost index 12.9% lower than Belmont, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Belmont, WI, the model estimates $139,635 in North Branch, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Belmont, WI and North Branch, MI?

The modeled two-bedroom rents are $970/month in Belmont, WI and $1,060/month in North Branch, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Wisconsin and Michigan on TaxTakeHome.com

Where your money goes further

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