Is Nashville, TN cheaper than Bend, OR?

Based on cost of living data, Nashville, TN is 1.7% more expensive than Bend, OR. This translates to spending an extra $131 per month.

What salary do I need in Nashville, TN to live like I do in Bend, OR?

If you earn $150,000 in Bend, OR, you'd need approximately $151,572.148 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Bend, OR and Nashville, TN?

Housing in Nashville, TN is 19.6% cheaper than in Bend, OR. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,225/month in Bend, OR.

How much can I save per month by moving from Bend, OR to Nashville, TN?

Living in Nashville, TN costs approximately $131 more per month than Bend, OR, or $1572 more per year, based on a $150,000 salary.

Bend, OR vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bend, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Bend, OR

Numbers update automatically as you type

You'd spend $131/month more in Nashville, TN

$150.0K in your current city equals $151.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 1.7%

More expensive

Monthly Impact

$131

Extra cost

Annual Impact

$1.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bend, OR

Population:105K

Cost Index:100

Median Home:$634K

Nashville, TN

Population:689K

Cost Index:102

Median Home:$489K

Bend, OR

The Beaver State

105K

Population

State Tax

Yes

Located in Oregon, this city has a population of 105K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Bend, OR vs Nashville, TN

Category	Bend, OR	Nashville, TN	Difference	Change
🏠Housing	$3,297/mo	$2,651/mo	↓ $646less	19.6%
📦Other	$1,499/mo	$1,942/mo	↑ $443more	29.5%
⚡All Utilities	$419/mo	$519/mo	↑ $99.60more	23.7%
🚗Transportation	$1,340/mo	$1,284/mo	↓ $56.24less	4.2%
🏥Healthcare	$585/mo	$607/mo	↑ $22.17more	3.8%
🛒Groceries	$944/mo	$949/mo	↑ $5.78more	0.6%

🏠Housing

↓ 19.6%

Bend, OR

$3,297

Nashville, TN

$2,651

Difference

$646

less

📦Other

↑ 29.5%

Bend, OR

$1,499

Nashville, TN

$1,942

Difference

$443

⚡All Utilities

↑ 23.7%

Bend, OR

$419

Nashville, TN

$519

Difference

$99.60

🚗Transportation

↓ 4.2%

Bend, OR

$1,340

Nashville, TN

$1,284

Difference

$56.24

less

🏥Healthcare

↑ 3.8%

Bend, OR

$585

Nashville, TN

$607

Difference

$22.17

🛒Groceries

↑ 0.6%

Bend, OR

$944

Nashville, TN

$949

Difference

$5.78

🏠Rent Comparison

Studio

From$937

To$1,600

↑ $663

1 Bed

From$943

To$1,680

↑ $737

2 Bed

From$1,225

To$1,840

↑ $615

3 Bed

From$1,704

To$2,350

↑ $646

Bend, ORZIP-level data

1BR range: $1,380–$1,470/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,084

Monthly in Bend, OR

$7,952

Monthly in Nashville, TN

$132

Difference

Home Values

Bend

Nashville

$634K

Median Value

$489K

↓ -3.3%

YoY Change

↓ -2.1%

↑ +30.9%

5-Year Change

↑ +32.1%

$599K - $668K

Price Range

$320K - $1.16M

Homes in Nashville are 23% less expensive than Bend

Calculate payment - Bend Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Bend, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Bend, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.