Is Raleigh, NC cheaper than Bend, OR?

Based on cost of living data, Raleigh, NC is 4.2% cheaper than Bend, OR. This translates to saving $314 per month.

What salary do I need in Raleigh, NC to live like I do in Bend, OR?

If you earn $150,000 in Bend, OR, you'd need approximately $146,237.848 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Bend, OR and Raleigh, NC?

Housing in Raleigh, NC is 25.1% cheaper than in Bend, OR. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,225/month in Bend, OR.

How much can I save per month by moving from Bend, OR to Raleigh, NC?

Moving from Bend, OR to Raleigh, NC could save you approximately $314 per month, or $3762 per year, based on a $150,000 salary.

Bend, OR vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bend, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Bend, OR

Numbers update automatically as you type

You'd save $314/month moving to Raleigh, NC

$150.0K in your current city equals $146.2K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 4.2%

Less expensive

Monthly Impact

$314

Savings

Annual Impact

$3.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bend, OR

Population:105K

Cost Index:100

Median Home:$634K

Raleigh, NC

Population:474K

Cost Index:96

Median Home:$512K

Bend, OR

The Beaver State

105K

Population

State Tax

Yes

Located in Oregon, this city has a population of 105K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Bend, OR vs Raleigh, NC

Category	Bend, OR	Raleigh, NC	Difference	Change
🏠Housing	$3,297/mo	$2,469/mo	↓ $828less	25.1%
📦Other	$1,499/mo	$1,707/mo	↑ $208more	13.9%
⚡All Utilities	$419/mo	$546/mo	↑ $127more	30.3%
🚗Transportation	$1,340/mo	$1,284/mo	↓ $56.24less	4.2%
🏥Healthcare	$585/mo	$601/mo	↑ $15.98more	2.7%
🛒Groceries	$944/mo	$959/mo	↑ $15.77more	1.7%

🏠Housing

↓ 25.1%

Bend, OR

$3,297

Raleigh, NC

$2,469

Difference

$828

less

📦Other

↑ 13.9%

Bend, OR

$1,499

Raleigh, NC

$1,707

Difference

$208

⚡All Utilities

↑ 30.3%

Bend, OR

$419

Raleigh, NC

$546

Difference

$127

🚗Transportation

↓ 4.2%

Bend, OR

$1,340

Raleigh, NC

$1,284

Difference

$56.24

less

🏥Healthcare

↑ 2.7%

Bend, OR

$585

Raleigh, NC

$601

Difference

$15.98

🛒Groceries

↑ 1.7%

Bend, OR

$944

Raleigh, NC

$959

Difference

$15.77

🏠Rent Comparison

Studio

From$937

To$1,570

↑ $633

1 Bed

From$943

To$1,640

↑ $697

2 Bed

From$1,225

To$1,800

↑ $575

3 Bed

From$1,704

To$2,255

↑ $551

Bend, ORZIP-level data

1BR range: $1,380–$1,470/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,084

Monthly in Bend, OR

$7,567

Monthly in Raleigh, NC

$517

Difference

Home Values

Bend

Raleigh

$634K

Median Value

$512K

↓ -3.3%

YoY Change

↓ -0.5%

↑ +30.9%

5-Year Change

↑ +38.2%

$599K - $668K

Price Range

$314K - $992K

Homes in Raleigh are 19% less expensive than Bend

Calculate payment - Bend Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.4K

Per year

Monthly Difference

$699

More take-home

Effective Rate Diff

5.6%

Rate difference

Bend, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Bend, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.