Benton City, WA vs Shady Cove, OR: Cost of Living

Which city costs less?

Shady Cove, OR has a modeled overall cost index 8.0% lower than Benton City, WA.

Benton City, WA · modeled 2BR rent: $1,480 / month
Shady Cove, OR · modeled 2BR rent: $1,530 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Benton City, WA and Shady Cove, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Benton City, WA

Numbers update automatically as you type

Estimated savings: $778/month in Shady Cove, OR

$150,000 in your current city has a modeled equivalent of $140,669 in Shady Cove, OR

Regional cost estimates: Benton City, WA uses Spokane, WA. Shady Cove, OR uses Portland, OR. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 8.0%

Less expensive

Monthly Impact

$778

Savings

Annual Impact

$9.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Benton City, WA

Population:4K

Cost Index:

81.9

100 = national average

Typical Home:$416K

Shady Cove, OR

Population:3K

Cost Index:

75.4

100 = national average

Typical Home:$407K

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Benton City, WA

The Evergreen State

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 4K residents.

💡 Advantage: Washington has no state income tax!

Shady Cove, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Benton City, WA vs Shady Cove, OR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Benton City, WA	Shady Cove, OR	Difference	Change
Housing	$1,930/mo	$2,640/mo	↑ $710more	36.8%
Transportation	$1,761/mo	$1,073/mo	↓ $687less	39.0%
Healthcare	$823/mo	$543/mo	↓ $280less	34.0%
Other	$1,428/mo	$1,201/mo	↓ $227less	15.9%
Groceries	$1,078/mo	$876/mo	↓ $202less	18.7%
All Utilities	$480/mo	$389/mo	↓ $90.87less	18.9%

Housing

↑ 36.8%

Benton City, WA

$1,930

Shady Cove, OR

$2,640

Difference

$710

Transportation

↓ 39.0%

Benton City, WA

$1,761

Shady Cove, OR

$1,073

Difference

$687

less

Healthcare

↓ 34.0%

Benton City, WA

$823

Shady Cove, OR

$543

Difference

$280

less

Other

↓ 15.9%

Benton City, WA

$1,428

Shady Cove, OR

$1,201

Difference

$227

less

Groceries

↓ 18.7%

Benton City, WA

$1,078

Shady Cove, OR

$876

Difference

$202

less

All Utilities

↓ 18.9%

Benton City, WA

$480

Shady Cove, OR

$389

Difference

$90.87

less

🏠Rent Comparison

Studio

From$1,080

To$1,050

↓ $30.00

1 Bed

From$1,220

To$1,230

↑ $10.00

2 Bed

From$1,480

To$1,530

↑ $50.00

3 Bed

From$1,990

To$2,130

↑ $140

Benton City, WAZIP-level data

1BR range: $1,220–$1,220/mo

Shady Cove, ORZIP-level data

1BR range: $1,230–$1,230/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Benton City, WA

$6,722

Monthly in Shady Cove, OR

$778

Difference

Home Values

Benton City

Shady Cove

$416K

Median Value

$407K

↓ -1%

YoY Change

↓ -2.1%

↑ +28.6%

5-Year Change

↑ +15.6%

Homes in Shady Cove are 2% less expensive than Benton City

Calculate payment - Benton City Calculate payment - Shady Cove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $15.5K

More taxes

Monthly Difference

$1,293

Less take-home

Effective Rate Diff

10.3%

Rate difference

Benton City, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Shady Cove, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Benton City, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Shady Cove, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Benton City

Shady Cove

38 Good

Air Quality

35 Good

76.5%

Good Air Days

85%

90 Moderate

Climate Risk

98 High

💨

Top Hazards

🌊🌡🫨

▲+3.0°F

2050 Outlook

▲+2.5°F

23 days

Heat Days >95°F

9 days

▲+3.0°F

2050 Outlook

▲+2.5°F

23 days

Heat Days >95°F

9 days

Before moving from Benton City, WA to Shady Cove, OR

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Shady Cove, OR for the same bedroom count and included utilities as your home in Benton City, WA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Benton City to Shady Cove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Shady Cove, OR by cost, housing, population and region.

Frequently Asked Questions: Benton City, WA vs Shady Cove, OR

How do the cost estimates for Benton City, WA and Shady Cove, OR compare?

Shady Cove, OR has a modeled overall cost index 8.0% lower than Benton City, WA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Benton City, WA, the model estimates $140,669 in Shady Cove, OR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Benton City, WA and Shady Cove, OR?

The modeled two-bedroom rents are $1,480/month in Benton City, WA and $1,530/month in Shady Cove, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Washington and Oregon on TaxTakeHome.com

Where your money goes further

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