Is Austin, TX cheaper than Bergenfield, NJ?

Based on cost of living data, Austin, TX is 13.2% cheaper than Bergenfield, NJ. This translates to saving $990 per month.

What salary do I need in Austin, TX to live like I do in Bergenfield, NJ?

If you earn $150,000 in Bergenfield, NJ, you'd need approximately $138,123.448 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Bergenfield, NJ and Austin, TX?

Housing in Austin, TX is 9.1% cheaper than in Bergenfield, NJ. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,848/month in Bergenfield, NJ.

How much can I save per month by moving from Bergenfield, NJ to Austin, TX?

Moving from Bergenfield, NJ to Austin, TX could save you approximately $990 per month, or $11877 per year, based on a $150,000 salary.

Bergenfield, NJ vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bergenfield, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Bergenfield, NJ

Numbers update automatically as you type

You'd save $990/month moving to Austin, TX

$150.0K in your current city equals $138.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 13.2%

Less expensive

Monthly Impact

$990

Savings

Annual Impact

$11.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bergenfield, NJ

Population:28K

Cost Index:100

Median Home:$617K

Austin, TX

Population:979K

Cost Index:87

Median Home:$558K

Bergenfield, NJ

The Garden State

28K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 28K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Bergenfield, NJ vs Austin, TX

Category	Bergenfield, NJ	Austin, TX	Difference	Change
🏠Housing	$3,175/mo	$2,885/mo	↓ $290less	9.1%
🚗Transportation	$1,517/mo	$1,284/mo	↓ $233less	15.4%
📦Other	$1,923/mo	$1,741/mo	↓ $182less	9.5%
🛒Groceries	$1,071/mo	$959/mo	↓ $112less	10.4%
🏥Healthcare	$670/mo	$589/mo	↓ $81.46less	12.2%
⚡All Utilities	$580/mo	$541/mo	↓ $39.34less	6.8%

🏠Housing

↓ 9.1%

Bergenfield, NJ

$3,175

Austin, TX

$2,885

Difference

$290

less

🚗Transportation

↓ 15.4%

Bergenfield, NJ

$1,517

Austin, TX

$1,284

Difference

$233

less

📦Other

↓ 9.5%

Bergenfield, NJ

$1,923

Austin, TX

$1,741

Difference

$182

less

🛒Groceries

↓ 10.4%

Bergenfield, NJ

$1,071

Austin, TX

$959

Difference

$112

less

🏥Healthcare

↓ 12.2%

Bergenfield, NJ

$670

Austin, TX

$589

Difference

$81.46

less

⚡All Utilities

↓ 6.8%

Bergenfield, NJ

$580

Austin, TX

$541

Difference

$39.34

less

🏠Rent Comparison

Studio

From$1,412

To$1,585

↑ $173

1 Bed

From$1,606

To$1,685

↑ $79.00

2 Bed

From$1,848

To$1,995

↑ $147

3 Bed

From$2,251

To$2,525

↑ $274

Bergenfield, NJZIP-level data

1BR range: $1,990–$1,990/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,936

Monthly in Bergenfield, NJ

$7,998

Monthly in Austin, TX

$938

Difference

Home Values

Bergenfield

Austin

$617K

Median Value

$558K

↑ +2.9%

YoY Change

↓ -5%

↑ +36.9%

5-Year Change

↑ +12.6%

$617K

Price Range

$272K - $1.26M

Homes in Austin are 10% less expensive than Bergenfield

Calculate payment - Bergenfield Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Bergenfield, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Bergenfield, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.