Is St. Louis, MO cheaper than Bergenfield, NJ?

Based on cost of living data, St. Louis, MO is 26.7% cheaper than Bergenfield, NJ. This translates to saving $2001 per month.

What salary do I need in St. Louis, MO to live like I do in Bergenfield, NJ?

If you earn $150,000 in Bergenfield, NJ, you'd need approximately $125,987.767 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Bergenfield, NJ and St. Louis, MO?

Housing in St. Louis, MO is 41.1% cheaper than in Bergenfield, NJ. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,848/month in Bergenfield, NJ.

How much can I save per month by moving from Bergenfield, NJ to St. Louis, MO?

Moving from Bergenfield, NJ to St. Louis, MO could save you approximately $2001 per month, or $24012 per year, based on a $150,000 salary.

Bergenfield, NJ vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Bergenfield, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Bergenfield, NJ

Numbers update automatically as you type

You'd save $2.0K/month moving to St. Louis, MO

$150.0K in your current city equals $126.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 26.7%

Less expensive

Monthly Impact

$2,001

Savings

Annual Impact

$24.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bergenfield, NJ

Population:28K

Cost Index:100

Median Home:$617K

St. Louis, MO

Population:302K

Cost Index:73

Median Home:$145K

Bergenfield, NJ

The Garden State

28K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 28K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Bergenfield, NJ vs St. Louis, MO

Category	Bergenfield, NJ	St. Louis, MO	Difference	Change
🏠Housing	$3,175/mo	$1,871/mo	↓ $1,304less	41.1%
📦Other	$1,923/mo	$1,607/mo	↓ $316less	16.4%
🚗Transportation	$1,517/mo	$1,216/mo	↓ $301less	19.9%
🏥Healthcare	$670/mo	$527/mo	↓ $143less	21.4%
🛒Groceries	$1,071/mo	$949/mo	↓ $122less	11.4%
⚡All Utilities	$580/mo	$535/mo	↓ $44.80less	7.7%

🏠Housing

↓ 41.1%

Bergenfield, NJ

$3,175

St. Louis, MO

$1,871

Difference

$1,304

less

📦Other

↓ 16.4%

Bergenfield, NJ

$1,923

St. Louis, MO

$1,607

Difference

$316

less

🚗Transportation

↓ 19.9%

Bergenfield, NJ

$1,517

St. Louis, MO

$1,216

Difference

$301

less

🏥Healthcare

↓ 21.4%

Bergenfield, NJ

$670

St. Louis, MO

$527

Difference

$143

less

🛒Groceries

↓ 11.4%

Bergenfield, NJ

$1,071

St. Louis, MO

$949

Difference

$122

less

⚡All Utilities

↓ 7.7%

Bergenfield, NJ

$580

St. Louis, MO

$535

Difference

$44.80

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Bergenfield, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,412

To$910

↓ $502

1 Bed

From$1,606

To$950

↓ $656

2 Bed

From$1,848

To$1,160

↓ $688

3 Bed

From$2,251

To$1,490

↓ $761

Bergenfield, NJZIP-level data

1BR range: $1,990–$1,990/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,936

Monthly in Bergenfield, NJ

$6,705

Monthly in St. Louis, MO

$2,231

Difference

Home Values

Bergenfield

St. Louis

$617K

Median Value

$145K

↑ +2.9%

YoY Change

↓ -0.8%

↑ +36.9%

5-Year Change

↑ +10.9%

$617K

Price Range

$38K - $302K

Homes in St. Louis are 77% less expensive than Bergenfield

Calculate payment - Bergenfield Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $499

More taxes

Monthly Difference

$41.54

Less take-home

Effective Rate Diff

0.3%

Rate difference

Bergenfield, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Bergenfield, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.