Bessemer, AL vs Kinston, NC: Cost of Living

Which city costs less?

Kinston, NC has a modeled overall cost index 7.6% higher than Bessemer, AL.

Bessemer, AL · modeled 2BR rent
$1,040 / month
Kinston, NC · modeled 2BR rent
$1,190 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Bessemer, AL and Kinston, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $663/month in Kinston, NC

$150,000 in your current city has a modeled equivalent of $157,950 in Kinston, NC

Regional cost estimates: Bessemer, AL uses Birmingham, AL. Kinston, NC uses Raleigh, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 7.6%
More expensive
Monthly Impact
$663
Extra cost
Annual Impact
$8.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Bessemer, AL

Population:25K
Cost Index:
83.1
100 = national average
Typical Home:$65K

Kinston, NC

Population:19K
Cost Index:
89.4
100 = national average
Typical Home:$91K

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Bessemer, AL

The Heart of Dixie

25K
Population
State Tax
Yes

Located in Alabama, this city has a population of 25K residents.

Kinston, NC

The Tar Heel State

19K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 19K residents.

Cost Breakdown by Category

Estimated monthly spending: Bessemer, AL vs Kinston, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 23.9%
Bessemer, AL
$1,976
Kinston, NC
$2,448
Difference
$472
more
Healthcare
↑ 14.8%
Bessemer, AL
$601
Kinston, NC
$690
Difference
$88.93
more
Other
↑ 4.7%
Bessemer, AL
$1,797
Kinston, NC
$1,881
Difference
$84.47
more
Transportation
↑ 3.1%
Bessemer, AL
$1,373
Kinston, NC
$1,415
Difference
$42.11
more
Groceries
↓ 1.8%
Bessemer, AL
$1,121
Kinston, NC
$1,101
Difference
$19.86
less
All Utilities
↓ 0.8%
Bessemer, AL
$632
Kinston, NC
$627
Difference
$4.92
less

🏛️ Local Income Taxes

Bessemer, AL: Bessemer Occupational Tax$1,500/yr (1.0%)

Kinston, NC has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$840
To$900
↑ $60.00
1 Bed
From$950
To$910
↓ $40.00
2 Bed
From$1,040
To$1,190
↑ $150
3 Bed
From$1,300
To$1,600
↑ $300
Bessemer, ALZIP-level data

1BR range: $950–$950/mo

Kinston, NCZIP-level data

1BR range: $910–$910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Bessemer, AL
$8,163
Monthly in Kinston, NC
$663
Difference

Home Values

Bessemer
Kinston
$65K
Median Value
$91K
↓ -1.6%
YoY Change
↑ +2.1%
↑ +15.2%
5-Year Change
↑ +68.8%

Homes in Kinston are 41% more expensive than Bessemer

Calculate payment - BessemerCalculate payment - Kinston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $335
Per year
Monthly Difference
$27.92
More take-home
Effective Rate Diff
0.2%
Rate difference

Bessemer, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Kinston, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Bessemer, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Kinston, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bessemer
Kinston
57 Moderate
Air Quality
46 Good
26%
Good Air Days
61.7%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.5°F
2050 Outlook
▲+2.8°F
41 days
Heat Days >95°F
31 days
▲+2.5°F
2050 Outlook
▲+2.8°F
41 days
Heat Days >95°F
31 days

Before moving from Bessemer, AL to Kinston, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Kinston, NC for the same bedroom count and included utilities as your home in Bessemer, AL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Bessemer to Kinston moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Kinston, NC by cost, housing, population and region.

Frequently Asked Questions: Bessemer, AL vs Kinston, NC

How do the cost estimates for Bessemer, AL and Kinston, NC compare?

Kinston, NC has a modeled overall cost index 7.6% higher than Bessemer, AL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Bessemer, AL, the model estimates $157,950 in Kinston, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Bessemer, AL and Kinston, NC?

The modeled two-bedroom rents are $1,040/month in Bessemer, AL and $1,190/month in Kinston, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Alabama and North Carolina on TaxTakeHome.com

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