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Cost of Living Comparison 2026

๐Ÿ“ Bessemer, AL โ€” ZIP-level rent data ยท COL adjusted from Birmingham, AL area

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Phoenix, AZ

$150.0K in your current city equals $171.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Birmingham-Hoover, AL area
Overall Cost
โ†‘ 24.2%
More expensive
Monthly Impact
$1,818
Extra cost
Annual Impact
$21.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bessemer, AL

Population:25K
Cost Index:100
Median Home:$65K

Phoenix, AZ

Population:1608K
Cost Index:124
Median Home:$414K

Bessemer, AL

The Heart of Dixie

25K
Population
State Tax
Yes

Located in Alabama, this city has a population of 25K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Bessemer, AL vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 68.7%
Bessemer, AL
$1,653
Phoenix, AZ
$2,788
Difference
$1,136
more
๐Ÿš—Transportation
โ†‘ 29.7%
Bessemer, AL
$1,148
Phoenix, AZ
$1,489
Difference
$341
more
๐Ÿ“ฆOther
โ†‘ 11.6%
Bessemer, AL
$1,502
Phoenix, AZ
$1,677
Difference
$175
more
๐ŸฅHealthcare
โ†‘ 17.1%
Bessemer, AL
$502
Phoenix, AZ
$589
Difference
$86.11
more
โšกAll Utilities
โ†‘ 6.2%
Bessemer, AL
$529
Phoenix, AZ
$561
Difference
$32.58
more
๐Ÿ›’Groceries
โ†‘ 2.8%
Bessemer, AL
$937
Phoenix, AZ
$963
Difference
$25.93
more

๐Ÿ›๏ธ Local Income Taxes

Bessemer, AL: Bessemer Occupational Tax$1,500/yr (1.0%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$682
To$1,390
โ†‘ $708
1 Bed
From$771
To$1,510
โ†‘ $739
2 Bed
From$844
To$1,750
โ†‘ $906
3 Bed
From$1,055
To$2,330
โ†‘ $1,275
Bessemer, ALZIP-level data

1BR range: $950โ€“$950/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,271
Monthly in Bessemer, AL
$8,068
Monthly in Phoenix, AZ
$1,797
Difference

Home Values

Bessemer
Phoenix
$65K
Median Value
$414K
โ†“ -1.6%
YoY Change
โ†“ -3.1%
โ†‘ +15.2%
5-Year Change
โ†‘ +30.2%
$65K
Price Range
$274K - $957K

Homes in Phoenix are 541% more expensive than Bessemer

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.2K
Per year
Monthly Difference
$186
More take-home
Effective Rate Diff
1.5%
Rate difference

Bessemer, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Bessemer, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bessemer
Phoenix
57 Moderate
Air Quality
77 Moderate
26%
Good Air Days
9%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
41 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
41 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Alabama and Arizona on TaxTakeHome.com

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