Is Austin, TX cheaper than Bettendorf, IA?

Based on cost of living data, Austin, TX is 14.4% more expensive than Bettendorf, IA. This translates to spending an extra $1084 per month.

What salary do I need in Austin, TX to live like I do in Bettendorf, IA?

If you earn $150,000 in Bettendorf, IA, you'd need approximately $163,003.136 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Bettendorf, IA and Austin, TX?

Housing in Austin, TX is 35.7% more expensive than in Bettendorf, IA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $998/month in Bettendorf, IA.

How much can I save per month by moving from Bettendorf, IA to Austin, TX?

Living in Austin, TX costs approximately $1084 more per month than Bettendorf, IA, or $13003 more per year, based on a $150,000 salary.

Bettendorf, IA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bettendorf, IA — ZIP-level rent data · COL adjusted from Madison, WI area

Current salary in Bettendorf, IA

Numbers update automatically as you type

You'd spend $1.1K/month more in Austin, TX

$150.0K in your current city equals $163.0K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 14.4%

More expensive

Monthly Impact

$1,084

Extra cost

Annual Impact

$13.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bettendorf, IA

Population:40K

Cost Index:100

Median Home:$315K

Austin, TX

Population:979K

Cost Index:114

Median Home:$558K

Bettendorf, IA

The Hawkeye State

40K

Population

State Tax

Yes

Located in Iowa, this city has a population of 40K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Bettendorf, IA vs Austin, TX

Category	Bettendorf, IA	Austin, TX	Difference	Change
🏠Housing	$2,125/mo	$2,885/mo	↑ $760more	35.7%
📦Other	$1,535/mo	$1,741/mo	↑ $206more	13.4%
🚗Transportation	$1,206/mo	$1,284/mo	↑ $78.09more	6.5%
🏥Healthcare	$665/mo	$589/mo	↓ $76.79less	11.5%
🛒Groceries	$888/mo	$959/mo	↑ $71.17more	8.0%
⚡All Utilities	$470/mo	$541/mo	↑ $70.49more	15.0%

🏠Housing

↑ 35.7%

Bettendorf, IA

$2,125

Austin, TX

$2,885

Difference

$760

📦Other

↑ 13.4%

Bettendorf, IA

$1,535

Austin, TX

$1,741

Difference

$206

🚗Transportation

↑ 6.5%

Bettendorf, IA

$1,206

Austin, TX

$1,284

Difference

$78.09

🏥Healthcare

↓ 11.5%

Bettendorf, IA

$665

Austin, TX

$589

Difference

$76.79

less

🛒Groceries

↑ 8.0%

Bettendorf, IA

$888

Austin, TX

$959

Difference

$71.17

⚡All Utilities

↑ 15.0%

Bettendorf, IA

$470

Austin, TX

$541

Difference

$70.49

🏠Rent Comparison

Studio

From$714

To$1,585

↑ $871

1 Bed

From$809

To$1,685

↑ $876

2 Bed

From$998

To$1,995

↑ $997

3 Bed

From$1,311

To$2,525

↑ $1,214

Bettendorf, IAZIP-level data

1BR range: $1,110–$1,110/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,890

Monthly in Bettendorf, IA

$7,998

Monthly in Austin, TX

$1,108

Difference

Home Values

Bettendorf

Austin

$315K

Median Value

$558K

↑ +3%

YoY Change

↓ -5%

↑ +26.6%

5-Year Change

↑ +12.6%

$315K

Price Range

$272K - $1.26M

Homes in Austin are 77% more expensive than Bettendorf

Calculate payment - Bettendorf Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.7K

Per year

Monthly Difference

$892

More take-home

Effective Rate Diff

7.1%

Rate difference

Bettendorf, IA

Federal Income Tax

Effective: 18.9%

$25.5K

Iowa State Tax

Effective: 7.1%

$10.7K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.7K

Take-Home Pay

$8,524/month

$102.3K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Bettendorf, IA Tax Rates

Sales Tax:7.4%

Property Tax:1.5%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bettendorf

Austin

42 Good

Air Quality

52 Moderate

72.1%

Good Air Days

42.6%

94 Moderate

Climate Risk

98 High

🌊🌪💨

Top Hazards

🌊🌡🌪

▲+3.4°F

2050 Outlook

▲+2.5°F

10 days

Heat Days >95°F

98 days

▲+3.4°F

2050 Outlook

▲+2.5°F

10 days

Heat Days >95°F

98 days

💰 See how taxes change too — compare take-home pay between Iowa and Texas on TaxTakeHome.com

Where your money goes further

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Similar cost to Austin, TX

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Want to compare different cities?

New Comparison

You'd spend $1.1K/month more in Austin, TX

Bettendorf, IA

Austin, TX

Bettendorf, IA

Austin, TX

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code40 ZIPs

Home Values

🏠 Home Values by ZIP39 ZIPs

Tax Comparison

Bettendorf, IA

Austin, TX

Additional Tax Information

Bettendorf, IA Tax Rates

Austin, TX Tax Rates

Environment

Where your money goes further

Similar cost to Austin, TX