Beverly Hills, CA vs San Francisco, CA: Cost of Living

Which city costs less?

San Francisco, CA has a modeled overall cost index 27.0% higher than Beverly Hills, CA.

Beverly Hills, CA · modeled 2BR rent
$3,730 / month
San Francisco, CA · modeled 2BR rent
$3,570 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Beverly Hills, CA and San Francisco, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $2,781/month in San Francisco, CA

$150,000 in your current city has a modeled equivalent of $183,368 in San Francisco, CA

Regional cost estimates: Beverly Hills, CA uses Los Angeles, CA. San Francisco, CA uses San Francisco-Oakland-Berkeley, CA Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 27.0%
More expensive
Monthly Impact
$2,781
Extra cost
Annual Impact
$33.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Beverly Hills, CA

Population:31K
Cost Index:
155.1
100 = national average
Typical Home:$2.35M

San Francisco, CA

Population:874K
Cost Index:
197.0
100 = national average
Typical Home:$1.25M

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Beverly Hills, CA

The Golden State

31K
Population
State Tax
Yes

Located in California, this city has a population of 31K residents.

San Francisco, CA

The Golden State

874K
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • •Global technology hub
  • •Historic cable cars
  • •Major startup ecosystem

Major Industries

TechnologyFinanceTourismBiotechnology

Cost Breakdown by Category

Estimated monthly spending: Beverly Hills, CA vs San Francisco, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 56.5%
Beverly Hills, CA
$3,982
San Francisco, CA
$6,232
Difference
$2,251
more
Other
↑ 21.0%
Beverly Hills, CA
$988
San Francisco, CA
$1,196
Difference
$208
more
Transportation
↑ 11.7%
Beverly Hills, CA
$1,232
San Francisco, CA
$1,377
Difference
$145
more
Healthcare
↑ 34.8%
Beverly Hills, CA
$334
San Francisco, CA
$451
Difference
$116
more
Groceries
↑ 17.8%
Beverly Hills, CA
$628
San Francisco, CA
$739
Difference
$112
more
All Utilities
↓ 15.0%
Beverly Hills, CA
$336
San Francisco, CA
$286
Difference
$50.53
less

🏠Rent Comparison

Studio
From$2,670
To$2,460
↓ $210
1 Bed
From$2,990
To$2,950
↓ $40.00
2 Bed
From$3,730
To$3,570
↓ $160
3 Bed
From$4,730
To$4,560
↓ $170
Beverly Hills, CAZIP-level data

1BR range: $2,930–$3,130/mo

San Francisco, CAZIP-level data

1BR range: $2,510–$3,910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Beverly Hills, CA
$10,281
Monthly in San Francisco, CA
$2,781
Difference

Home Values

Beverly Hills
San Francisco
$2.35M
Median Value
$1.25M
↑ +1.3%
YoY Change
↑ +3.7%
↑ +11.5%
5-Year Change
↓ -7.5%
$2.16M - $5.08M
Price Range
$693K - $2.12M

Homes in San Francisco are 47% less expensive than Beverly Hills

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Beverly Hills, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

San Francisco, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Beverly Hills, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

San Francisco, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Beverly Hills
San Francisco
80 Moderate
Air Quality
33 Good
10.4%
Good Air Days
76%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🌊🫨
▲+2.6°F
2050 Outlook
▲+2.0°F
17 days
Heat Days >95°F
1 days
▲+2.6°F
2050 Outlook
▲+2.0°F
17 days
Heat Days >95°F
1 days

Before moving from Beverly Hills, CA to San Francisco, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in San Francisco, CA for the same bedroom count and included utilities as your home in Beverly Hills, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Beverly Hills to San Francisco moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Francisco, CA by cost, housing, population and region.

Frequently Asked Questions: Beverly Hills, CA vs San Francisco, CA

How do the cost estimates for Beverly Hills, CA and San Francisco, CA compare?

San Francisco, CA has a modeled overall cost index 27.0% higher than Beverly Hills, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Beverly Hills, CA, the model estimates $183,368 in San Francisco, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Beverly Hills, CA and San Francisco, CA?

The modeled two-bedroom rents are $3,730/month in Beverly Hills, CA and $3,570/month in San Francisco, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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