Is Nashville, TN cheaper than Beverly, MA?

Based on cost of living data, Nashville, TN is 26.4% cheaper than Beverly, MA. This translates to saving $1982 per month.

What salary do I need in Nashville, TN to live like I do in Beverly, MA?

If you earn $150,000 in Beverly, MA, you'd need approximately $126,218.413 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Beverly, MA and Nashville, TN?

Housing in Nashville, TN is 40.6% cheaper than in Beverly, MA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,140/month in Beverly, MA.

How much can I save per month by moving from Beverly, MA to Nashville, TN?

Moving from Beverly, MA to Nashville, TN could save you approximately $1982 per month, or $23782 per year, based on a $150,000 salary.

Beverly, MA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Beverly, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Beverly, MA

Numbers update automatically as you type

You'd save $2.0K/month moving to Nashville, TN

$150.0K in your current city equals $126.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 26.4%

Less expensive

Monthly Impact

$1,982

Savings

Annual Impact

$23.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Beverly, MA

Population:42K

Cost Index:100

Median Home:$731K

Nashville, TN

Population:689K

Cost Index:74

Median Home:$489K

Beverly, MA

The Bay State

42K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 42K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Beverly, MA vs Nashville, TN

Category	Beverly, MA	Nashville, TN	Difference	Change
🏠Housing	$4,461/mo	$2,651/mo	↓ $1,810less	40.6%
🚗Transportation	$1,720/mo	$1,284/mo	↓ $436less	25.3%
📦Other	$1,714/mo	$1,942/mo	↑ $228more	13.3%
⚡All Utilities	$694/mo	$519/mo	↓ $175less	25.2%
🏥Healthcare	$721/mo	$607/mo	↓ $113less	15.7%
🛒Groceries	$1,046/mo	$949/mo	↓ $96.77less	9.3%

🏠Housing

↓ 40.6%

Beverly, MA

$4,461

Nashville, TN

$2,651

Difference

$1,810

less

🚗Transportation

↓ 25.3%

Beverly, MA

$1,720

Nashville, TN

$1,284

Difference

$436

less

📦Other

↑ 13.3%

Beverly, MA

$1,714

Nashville, TN

$1,942

Difference

$228

⚡All Utilities

↓ 25.2%

Beverly, MA

$694

Nashville, TN

$519

Difference

$175

less

🏥Healthcare

↓ 15.7%

Beverly, MA

$721

Nashville, TN

$607

Difference

$113

less

🛒Groceries

↓ 9.3%

Beverly, MA

$1,046

Nashville, TN

$949

Difference

$96.77

less

🏠Rent Comparison

Studio

From$1,717

To$1,600

↓ $117

1 Bed

From$1,805

To$1,680

↓ $125

2 Bed

From$2,140

To$1,840

↓ $300

3 Bed

From$2,564

To$2,350

↓ $214

Beverly, MAZIP-level data

1BR range: $2,260–$2,260/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,355

Monthly in Beverly, MA

$7,952

Monthly in Nashville, TN

$2,403

Difference

Home Values

Beverly

Nashville

$731K

Median Value

$489K

↑ +2.8%

YoY Change

↓ -2.1%

↑ +33.1%

5-Year Change

↑ +32.1%

$731K

Price Range

$320K - $1.16M

Homes in Nashville are 33% less expensive than Beverly

Calculate payment - Beverly Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Beverly, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Beverly, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.