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Cost of Living Comparison 2026

๐Ÿ“ Billings, MT โ€” ZIP-level rent data ยท COL adjusted from Boise, ID area

$

Numbers update automatically as you type

You'd save $661/month moving to Columbus, OH

$150.0K in your current city equals $142.1K in Columbus, OH

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 8.8%
Less expensive
Monthly Impact
$661
Savings
Annual Impact
$7.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Billings, MT

Population:121K
Cost Index:100
Median Home:$365K

Columbus, OH

Population:906K
Cost Index:91
Median Home:$263K

Billings, MT

The Treasure State

121K
Population
State Tax
Yes

Located in Montana, this city has a population of 121K residents.

Columbus, OH

The Buckeye State

906K
Population
State Tax
Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Billings, MT vs Columbus, OH

๐Ÿ Housing
โ†“ 18.0%
Billings, MT
$2,504
Columbus, OH
$2,053
Difference
$451
less
๐Ÿš—Transportation
โ†‘ 10.7%
Billings, MT
$1,234
Columbus, OH
$1,366
Difference
$132
more
๐Ÿ“ฆOther
โ†“ 5.8%
Billings, MT
$1,652
Columbus, OH
$1,557
Difference
$95.42
less
๐Ÿ›’Groceries
โ†‘ 2.6%
Billings, MT
$945
Columbus, OH
$969
Difference
$24.33
more
๐ŸฅHealthcare
โ†“ 2.3%
Billings, MT
$622
Columbus, OH
$607
Difference
$14.59
less
โšกAll Utilities
โ†“ 1.0%
Billings, MT
$469
Columbus, OH
$464
Difference
$4.81
less

๐Ÿ›๏ธ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Billings, MT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$839
To$1,020
โ†‘ $181
1 Bed
From$918
To$1,100
โ†‘ $182
2 Bed
From$1,171
To$1,315
โ†‘ $144
3 Bed
From$1,615
To$1,575
โ†“ $40.00
Billings, MTZIP-level data

1BR range: $1,060โ€“$1,350/mo

Columbus, OHZIP-level data

1BR range: $870โ€“$1,790/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,426
Monthly in Billings, MT
$7,017
Monthly in Columbus, OH
$410
Difference

Home Values

Billings
Columbus
$365K
Median Value
$263K
โ†‘ +0.6%
YoY Change
โ†“ -0.4%
โ†‘ +38%
5-Year Change
โ†‘ +28.8%
$319K - $524K
Price Range
$95K - $406K

Homes in Columbus are 28% less expensive than Billings

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.1K
Per year
Monthly Difference
$428
More take-home
Effective Rate Diff
3.4%
Rate difference

Billings, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Columbus, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Billings, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

Columbus, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Billings
Columbus
44 Good
Air Quality
53 Moderate
62.8%
Good Air Days
41.3%
88 Moderate
Climate Risk
98 High
๐Ÿ”ฅ๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
49 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
49 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Montana and Ohio on TaxTakeHome.com

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