Is Austin, TX cheaper than Biloxi, MS?

Based on cost of living data, Austin, TX is 13.1% more expensive than Biloxi, MS. This translates to spending an extra $982 per month.

What salary do I need in Austin, TX to live like I do in Biloxi, MS?

If you earn $150,000 in Biloxi, MS, you'd need approximately $161,781.436 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Biloxi, MS and Austin, TX?

Housing in Austin, TX is 41.3% more expensive than in Biloxi, MS. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $867/month in Biloxi, MS.

How much can I save per month by moving from Biloxi, MS to Austin, TX?

Living in Austin, TX costs approximately $982 more per month than Biloxi, MS, or $11781 more per year, based on a $150,000 salary.

Biloxi, MS vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Biloxi, MS — ZIP-level rent data · COL adjusted from New Orleans, LA area

Current salary in Biloxi, MS

Numbers update automatically as you type

You'd spend $982/month more in Austin, TX

$150.0K in your current city equals $161.8K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 13.1%

More expensive

Monthly Impact

$982

Extra cost

Annual Impact

$11.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Biloxi, MS

Population:48K

Cost Index:100

Median Home:$172K

Austin, TX

Population:979K

Cost Index:113

Median Home:$558K

Biloxi, MS

The Magnolia State

48K

Population

State Tax

Yes

Located in Mississippi, this city has a population of 48K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Biloxi, MS vs Austin, TX

Category	Biloxi, MS	Austin, TX	Difference	Change
🏠Housing	$2,041/mo	$2,885/mo	↑ $843more	41.3%
🏥Healthcare	$459/mo	$589/mo	↑ $130more	28.3%
🚗Transportation	$1,179/mo	$1,284/mo	↑ $105more	8.9%
⚡All Utilities	$474/mo	$541/mo	↑ $67.27more	14.2%
📦Other	$1,795/mo	$1,741/mo	↓ $53.67less	3.0%
🛒Groceries	$944/mo	$959/mo	↑ $15.18more	1.6%

🏠Housing

↑ 41.3%

Biloxi, MS

$2,041

Austin, TX

$2,885

Difference

$843

🏥Healthcare

↑ 28.3%

Biloxi, MS

$459

Austin, TX

$589

Difference

$130

🚗Transportation

↑ 8.9%

Biloxi, MS

$1,179

Austin, TX

$1,284

Difference

$105

⚡All Utilities

↑ 14.2%

Biloxi, MS

$474

Austin, TX

$541

Difference

$67.27

📦Other

↓ 3.0%

Biloxi, MS

$1,795

Austin, TX

$1,741

Difference

$53.67

less

🛒Groceries

↑ 1.6%

Biloxi, MS

$944

Austin, TX

$959

Difference

$15.18

🏠Rent Comparison

Studio

From$597

To$1,585

↑ $988

1 Bed

From$698

To$1,685

↑ $987

2 Bed

From$867

To$1,995

↑ $1,128

3 Bed

From$1,121

To$2,525

↑ $1,404

Biloxi, MSZIP-level data

1BR range: $810–$920/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,892

Monthly in Biloxi, MS

$7,998

Monthly in Austin, TX

$1,107

Difference

Home Values

Biloxi

Austin

$172K

Median Value

$558K

↓ -1.6%

YoY Change

↓ -5%

↑ +29%

5-Year Change

↑ +12.6%

$147K - $198K

Price Range

$272K - $1.26M

Homes in Austin are 224% more expensive than Biloxi

Calculate payment - Biloxi Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$613

More take-home

Effective Rate Diff

4.9%

Rate difference

Biloxi, MS

Federal Income Tax

Effective: 18.9%

$25.5K

Mississippi State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,803/month

$105.6K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Biloxi, MS Tax Rates

Sales Tax:7.1%

Property Tax:0.6%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.