Is Austin, TX cheaper than Binghamton, NY?

Based on cost of living data, Austin, TX is 10.7% more expensive than Binghamton, NY. This translates to spending an extra $802 per month.

What salary do I need in Austin, TX to live like I do in Binghamton, NY?

If you earn $150,000 in Binghamton, NY, you'd need approximately $159,624.244 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Binghamton, NY and Austin, TX?

Housing in Austin, TX is 64.5% more expensive than in Binghamton, NY. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $791/month in Binghamton, NY.

How much can I save per month by moving from Binghamton, NY to Austin, TX?

Living in Austin, TX costs approximately $802 more per month than Binghamton, NY, or $9624 more per year, based on a $150,000 salary.

Binghamton, NY vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Binghamton, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Binghamton, NY

Numbers update automatically as you type

You'd spend $802/month more in Austin, TX

$150.0K in your current city equals $159.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 10.7%

More expensive

Monthly Impact

$802

Extra cost

Annual Impact

$9.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Binghamton, NY

Population:47K

Cost Index:100

Median Home:$176K

Austin, TX

Population:979K

Cost Index:111

Median Home:$558K

Binghamton, NY

The Empire State

47K

Population

State Tax

Yes

Located in New York, this city has a population of 47K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Binghamton, NY vs Austin, TX

Category	Binghamton, NY	Austin, TX	Difference	Change
🏠Housing	$1,753/mo	$2,885/mo	↑ $1,131more	64.5%
🚗Transportation	$1,377/mo	$1,284/mo	↓ $92.94less	6.7%
🛒Groceries	$1,020/mo	$959/mo	↓ $60.98less	6.0%
🏥Healthcare	$638/mo	$589/mo	↓ $49.76less	7.8%
⚡All Utilities	$553/mo	$541/mo	↓ $11.88less	2.1%
📦Other	$1,745/mo	$1,741/mo	↓ $4.19less	0.2%

🏠Housing

↑ 64.5%

Binghamton, NY

$1,753

Austin, TX

$2,885

Difference

$1,131

🚗Transportation

↓ 6.7%

Binghamton, NY

$1,377

Austin, TX

$1,284

Difference

$92.94

less

🛒Groceries

↓ 6.0%

Binghamton, NY

$1,020

Austin, TX

$959

Difference

$60.98

less

🏥Healthcare

↓ 7.8%

Binghamton, NY

$638

Austin, TX

$589

Difference

$49.76

less

⚡All Utilities

↓ 2.1%

Binghamton, NY

$553

Austin, TX

$541

Difference

$11.88

less

📦Other

↓ 0.2%

Binghamton, NY

$1,745

Austin, TX

$1,741

Difference

$4.19

less

🏠Rent Comparison

Studio

From$579

To$1,585

↑ $1,006

1 Bed

From$626

To$1,685

↑ $1,059

2 Bed

From$791

To$1,995

↑ $1,204

3 Bed

From$1,018

To$2,525

↑ $1,507

Binghamton, NYZIP-level data

1BR range: $850–$940/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,087

Monthly in Binghamton, NY

$7,998

Monthly in Austin, TX

$912

Difference

Home Values

Binghamton

Austin

$176K

Median Value

$558K

↑ +3.4%

YoY Change

↓ -5%

↑ +50.2%

5-Year Change

↑ +12.6%

$149K - $188K

Price Range

$272K - $1.26M

Homes in Austin are 216% more expensive than Binghamton

Calculate payment - Binghamton Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Binghamton, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Binghamton, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.