Is Denver, CO cheaper than Binghamton, NY?

Based on cost of living data, Denver, CO is 18.2% more expensive than Binghamton, NY. This translates to spending an extra $1366 per month.

What salary do I need in Denver, CO to live like I do in Binghamton, NY?

If you earn $150,000 in Binghamton, NY, you'd need approximately $166,394.823 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Binghamton, NY and Denver, CO?

Housing in Denver, CO is 85.3% more expensive than in Binghamton, NY. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $791/month in Binghamton, NY.

How much can I save per month by moving from Binghamton, NY to Denver, CO?

Living in Denver, CO costs approximately $1366 more per month than Binghamton, NY, or $16395 more per year, based on a $150,000 salary.

Binghamton, NY vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Binghamton, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Binghamton, NY

Numbers update automatically as you type

You'd spend $1.4K/month more in Denver, CO

$150.0K in your current city equals $166.4K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 18.2%

More expensive

Monthly Impact

$1,366

Extra cost

Annual Impact

$16.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Binghamton, NY

Population:47K

Cost Index:100

Median Home:$176K

Denver, CO

Population:716K

Cost Index:118

Median Home:$513K

Binghamton, NY

The Empire State

47K

Population

State Tax

Yes

Located in New York, this city has a population of 47K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Binghamton, NY vs Denver, CO

Category	Binghamton, NY	Denver, CO	Difference	Change
🏠Housing	$1,753/mo	$3,248/mo	↑ $1,495more	85.3%
🚗Transportation	$1,377/mo	$1,462/mo	↑ $84.64more	6.1%
⚡All Utilities	$553/mo	$519/mo	↓ $33.74less	6.1%
📦Other	$1,745/mo	$1,774/mo	↑ $29.29more	1.7%
🛒Groceries	$1,020/mo	$1,029/mo	↑ $8.96more	0.9%
🏥Healthcare	$638/mo	$632/mo	↓ $6.39less	1.0%

🏠Housing

↑ 85.3%

Binghamton, NY

$1,753

Denver, CO

$3,248

Difference

$1,495

🚗Transportation

↑ 6.1%

Binghamton, NY

$1,377

Denver, CO

$1,462

Difference

$84.64

⚡All Utilities

↓ 6.1%

Binghamton, NY

$553

Denver, CO

$519

Difference

$33.74

less

📦Other

↑ 1.7%

Binghamton, NY

$1,745

Denver, CO

$1,774

Difference

$29.29

🛒Groceries

↑ 0.9%

Binghamton, NY

$1,020

Denver, CO

$1,029

Difference

$8.96

🏥Healthcare

↓ 1.0%

Binghamton, NY

$638

Denver, CO

$632

Difference

$6.39

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Binghamton, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$579

To$1,720

↑ $1,141

1 Bed

From$626

To$1,840

↑ $1,214

2 Bed

From$791

To$2,190

↑ $1,399

3 Bed

From$1,018

To$2,870

↑ $1,852

Binghamton, NYZIP-level data

1BR range: $850–$940/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,087

Monthly in Binghamton, NY

$8,665

Monthly in Denver, CO

$1,578

Difference

Home Values

Binghamton

Denver

$176K

Median Value

$513K

↑ +3.4%

YoY Change

↓ -4.2%

↑ +50.2%

5-Year Change

↑ +13%

$149K - $188K

Price Range

$352K - $933K

Homes in Denver are 191% more expensive than Binghamton

Calculate payment - Binghamton Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.9K

Per year

Monthly Difference

$245

More take-home

Effective Rate Diff

2.0%

Rate difference

Binghamton, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Binghamton, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.