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Cost of Living Comparison 2026

๐Ÿ“ Binghamton, NY โ€” ZIP-level rent data ยท COL adjusted from Newark, NJ area

$

Numbers update automatically as you type

You'd save $246/month moving to Kansas City, MO

$150.0K in your current city equals $147.1K in Kansas City, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 3.3%
Less expensive
Monthly Impact
$246
Savings
Annual Impact
$2.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Binghamton, NY

Population:47K
Cost Index:100
Median Home:$176K

Kansas City, MO

Population:508K
Cost Index:97
Median Home:$257K

Binghamton, NY

The Empire State

47K
Population
State Tax
Yes

Located in New York, this city has a population of 47K residents.

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Binghamton, NY vs Kansas City, MO

๐Ÿ Housing
โ†‘ 20.1%
Binghamton, NY
$1,753
Kansas City, MO
$2,105
Difference
$352
more
๐Ÿš—Transportation
โ†“ 11.7%
Binghamton, NY
$1,377
Kansas City, MO
$1,216
Difference
$161
less
๐Ÿ“ฆOther
โ†“ 7.9%
Binghamton, NY
$1,745
Kansas City, MO
$1,607
Difference
$138
less
๐Ÿ›’Groceries
โ†“ 7.0%
Binghamton, NY
$1,020
Kansas City, MO
$949
Difference
$70.98
less
๐ŸฅHealthcare
โ†“ 4.9%
Binghamton, NY
$638
Kansas City, MO
$607
Difference
$31.17
less
โšกAll Utilities
โ†“ 3.1%
Binghamton, NY
$553
Kansas City, MO
$535
Difference
$17.35
less

๐Ÿ›๏ธ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Binghamton, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$579
To$1,180
โ†‘ $601
1 Bed
From$626
To$1,280
โ†‘ $654
2 Bed
From$791
To$1,460
โ†‘ $669
3 Bed
From$1,018
To$1,900
โ†‘ $882
Binghamton, NYZIP-level data

1BR range: $850โ€“$940/mo

Kansas City, MOZIP-level data

1BR range: $900โ€“$1,800/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,087
Monthly in Binghamton, NY
$7,020
Monthly in Kansas City, MO
$67.00
Difference

Home Values

Binghamton
Kansas City
$176K
Median Value
$257K
โ†‘ +3.4%
YoY Change
โ†‘ +0.6%
โ†‘ +50.2%
5-Year Change
โ†‘ +32.2%
$149K - $188K
Price Range
$80K - $587K

Homes in Kansas City are 45% more expensive than Binghamton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.6K
Per year
Monthly Difference
$135
More take-home
Effective Rate Diff
1.1%
Rate difference

Binghamton, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Binghamton, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Binghamton
Kansas City
N/A
Air Quality
46 Good
-
Good Air Days
59.3%
98 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
15 days
Heat Days >95ยฐF
44 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
15 days
Heat Days >95ยฐF
44 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and Missouri on TaxTakeHome.com

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