Is Dallas, TX cheaper than Birmingham, AL?

Based on cost of living data, Dallas, TX is 16.1% more expensive than Birmingham, AL. This translates to spending an extra $1207 per month.

What salary do I need in Dallas, TX to live like I do in Birmingham, AL?

If you earn $150,000 in Birmingham, AL, you'd need approximately $164,482.759 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Birmingham, AL and Dallas, TX?

Housing in Dallas, TX is 24.3% more expensive than in Birmingham, AL. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,085/month in Birmingham, AL.

How much can I save per month by moving from Birmingham, AL to Dallas, TX?

Living in Dallas, TX costs approximately $1207 more per month than Birmingham, AL, or $14483 more per year, based on a $150,000 salary.

Birmingham, AL vs Dallas, TX: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Birmingham, AL

Numbers update automatically as you type

You'd spend $1.2K/month more in Dallas, TX

$150.0K in your current city equals $164.5K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Birmingham-Hoover, AL area

Overall Cost

↑ 16.1%

More expensive

Monthly Impact

$1,207

Extra cost

Annual Impact

$14.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Birmingham, AL

Population:201K

Cost Index:

100

100 = national average

Median Home:$90K

Dallas, TX

Population:1304K

Cost Index:

116

(16% above avg)

Median Home:$292K

Birmingham, AL

The Heart of Dixie

201K

Population

State Tax

Yes

Located in Alabama, this city has a population of 201K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Birmingham, AL vs Dallas, TX

Category	Birmingham, AL	Dallas, TX	Difference	Change
Housing	$1,923/mo	$2,391/mo	↑ $468more	24.3%
Other	$1,574/mo	$1,774/mo	↑ $201more	12.8%
Healthcare	$514/mo	$632/mo	↑ $118more	22.9%
Transportation	$1,202/mo	$1,298/mo	↑ $95.62more	8.0%
All Utilities	$541/mo	$563/mo	↑ $21.86more	4.0%
Groceries	$959/mo	$979/mo	↑ $19.99more	2.1%

Housing

↑ 24.3%

Birmingham, AL

$1,923

Dallas, TX

$2,391

Difference

$468

Other

↑ 12.8%

Birmingham, AL

$1,574

Dallas, TX

$1,774

Difference

$201

Healthcare

↑ 22.9%

Birmingham, AL

$514

Dallas, TX

$632

Difference

$118

Transportation

↑ 8.0%

Birmingham, AL

$1,202

Dallas, TX

$1,298

Difference

$95.62

All Utilities

↑ 4.0%

Birmingham, AL

$541

Dallas, TX

$563

Difference

$21.86

Groceries

↑ 2.1%

Birmingham, AL

$959

Dallas, TX

$979

Difference

$19.99

🏛️ Local Income Taxes

Birmingham, AL: Birmingham Occupational Tax$1,500/yr (1.0%)

Dallas, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$880

To$1,450

↑ $570

1 Bed

From$990

To$1,505

↑ $515

2 Bed

From$1,085

To$1,765

↑ $680

3 Bed

From$1,360

To$2,220

↑ $860

Birmingham, ALZIP-level data

1BR range: $900–$1,580/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,713

Monthly in Birmingham, AL

$7,637

Monthly in Dallas, TX

$924

Difference

Home Values

Birmingham

Dallas

$90K

Median Value

$292K

↓ -1.7%

YoY Change

↓ -3.1%

↑ +16.6%

5-Year Change

↑ +27.1%

$57K - $376K

Price Range

$138K - $2.01M

Homes in Dallas are 225% more expensive than Birmingham

Calculate payment - Birmingham Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$622

More take-home

Effective Rate Diff

5.0%

Rate difference

Birmingham, AL

Federal Income Tax

Effective: 18.9%

$25.5K

Alabama State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.5K

Take-Home Pay

$8,794/month

$105.5K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Birmingham, AL Tax Rates

Sales Tax:9.1%

Property Tax:0.4%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Birmingham

Dallas

57 Moderate

Air Quality

55 Moderate

26%

Good Air Days

35.2%

98 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+2.5°F

2050 Outlook

▲+2.7°F

41 days

Heat Days >95°F

90 days

▲+2.5°F

2050 Outlook

▲+2.7°F

41 days

Heat Days >95°F

90 days

💰 See how taxes change too — compare take-home pay between Alabama and Texas on TaxTakeHome.com

Similar cost to Dallas, TX

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Want to compare different cities?

New Comparison

You'd spend $1.2K/month more in Dallas, TX

Birmingham, AL

Dallas, TX

Birmingham, AL

Dallas, TX

Notable Facts

Major Industries

Cost Breakdown by Category

🏛️ Local Income Taxes

🏠Rent Comparison

📍 Rent by ZIP Code16 ZIPs

📍 Rent by ZIP Code44 ZIPs

Home Values

🏠 Home Values by ZIP16 ZIPs

🏠 Home Values by ZIP40 ZIPs

Tax Comparison

Birmingham, AL

Dallas, TX

Additional Tax Information

Birmingham, AL Tax Rates

Dallas, TX Tax Rates

Environment

Similar cost to Dallas, TX