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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $1.1K/month more in Port St. Lucie, FL

$150.0K in your current city equals $162.6K in Port St. Lucie, FL

Rent data from HUD ZIP-level estimates ยท COL index from Birmingham-Hoover, AL area
Overall Cost
โ†‘ 14.0%
More expensive
Monthly Impact
$1,053
Extra cost
Annual Impact
$12.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Birmingham, AL

Population:201K
Cost Index:
100
100 = national average
Median Home:$90K

Port St. Lucie, FL

Population:245K
Cost Index:
114
(14% above avg)
Median Home:$390K

Birmingham, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Birmingham, AL vs Port St. Lucie, FL

Housing
โ†‘ 21.8%
Birmingham, AL
$1,923
Port St. Lucie, FL
$2,343
Difference
$420
more
Other
โ†‘ 10.7%
Birmingham, AL
$1,574
Port St. Lucie, FL
$1,741
Difference
$168
more
Healthcare
โ†‘ 8.8%
Birmingham, AL
$514
Port St. Lucie, FL
$559
Difference
$45.19
more
Groceries
โ†‘ 4.3%
Birmingham, AL
$959
Port St. Lucie, FL
$1,000
Difference
$41.05
more
Transportation
โ†‘ 2.9%
Birmingham, AL
$1,202
Port St. Lucie, FL
$1,237
Difference
$34.77
more
All Utilities
โ†‘ 4.1%
Birmingham, AL
$541
Port St. Lucie, FL
$563
Difference
$22.14
more

๐Ÿ›๏ธ Local Income Taxes

Birmingham, AL: Birmingham Occupational Tax$1,500/yr (1.0%)

Port St. Lucie, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$880
To$1,474
โ†‘ $594
1 Bed
From$990
To$1,490
โ†‘ $500
2 Bed
From$1,085
To$1,781
โ†‘ $696
3 Bed
From$1,360
To$2,456
โ†‘ $1,096
Birmingham, ALZIP-level data

1BR range: $900โ€“$1,580/mo

Port St. Lucie, FLZIP-level data

1BR range: $1,570โ€“$2,090/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,713
Monthly in Birmingham, AL
$7,444
Monthly in Port St. Lucie, FL
$731
Difference

Home Values

Birmingham
Port St. Lucie
$90K
Median Value
-
โ†“ -1.7%
YoY Change
-
โ†‘ +16.6%
5-Year Change
-
$57K - $376K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Birmingham, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Birmingham, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Birmingham
Port St. Lucie
57 Moderate
Air Quality
41 Good
26%
Good Air Days
75.6%
98 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ€๐ŸŒช
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
41 days
Heat Days >95ยฐF
58 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
41 days
Heat Days >95ยฐF
58 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Alabama and Florida on TaxTakeHome.com

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