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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.4K/month more in Tampa, FL

$150.0K in your current city equals $166.6K in Tampa, FL

Rent data from HUD ZIP-level estimates · COL index from Birmingham-Hoover, AL area
Overall Cost
18.4%
More expensive
Monthly Impact
$1,379
Extra cost
Annual Impact
$16.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Birmingham, AL

Population:201K
Cost Index:
100
100 = national average
Median Home:$90K

Tampa, FL

Population:385K
Cost Index:
118
(18% above avg)
Median Home:$367K

Birmingham, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major Tampa Bay area
  • No state income tax
  • Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Birmingham, AL vs Tampa, FL

Housing
40.5%
Birmingham, AL
$1,923
Tampa, FL
$2,703
Difference
$780
more
Other
14.9%
Birmingham, AL
$1,574
Tampa, FL
$1,808
Difference
$234
more
Transportation
6.8%
Birmingham, AL
$1,202
Tampa, FL
$1,284
Difference
$81.96
more
Groceries
6.3%
Birmingham, AL
$959
Tampa, FL
$1,019
Difference
$59.96
more
Healthcare
10.8%
Birmingham, AL
$514
Tampa, FL
$570
Difference
$55.76
more
All Utilities
6.1%
Birmingham, AL
$541
Tampa, FL
$574
Difference
$32.79
more

🏛️ Local Income Taxes

Birmingham, AL: Birmingham Occupational Tax$1,500/yr (1.0%)

Tampa, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$880
To$1,850
$970
1 Bed
From$990
To$1,960
$970
2 Bed
From$1,085
To$2,290
$1,205
3 Bed
From$1,360
To$2,930
$1,570
Birmingham, ALZIP-level data

1BR range: $900$1,580/mo

Tampa, FLZIP-level data

1BR range: $1,410$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,713
Monthly in Birmingham, AL
$7,958
Monthly in Tampa, FL
$1,244
Difference

Home Values

Birmingham
Tampa
$90K
Median Value
$367K
↓ -1.7%
YoY Change
↓ -4%
↑ +16.6%
5-Year Change
↑ +42.1%
$57K - $376K
Price Range
$251K - $989K

Homes in Tampa are 308% more expensive than Birmingham

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Birmingham, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Birmingham, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Birmingham
Tampa
57 Moderate
Air Quality
50 Good
26%
Good Air Days
52.5%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌅🌀
+2.5°F
2050 Outlook
+2.2°F
41 days
Heat Days >95°F
38 days
+2.5°F
2050 Outlook
+2.2°F
41 days
Heat Days >95°F
38 days

💰 See how taxes change too — compare take-home pay between Alabama and Florida on TaxTakeHome.com

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