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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $5.6K/month more in Washington, DC

$150.0K in your current city equals $217.2K in Washington, DC

Rent data from HUD ZIP-level estimates · COL index from Birmingham-Hoover, AL area
Overall Cost
74.7%
More expensive
Monthly Impact
$5,603
Extra cost
Annual Impact
$67.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Birmingham, AL

Population:201K
Cost Index:
100
100 = national average
Median Home:$90K

Washington, DC

Population:690K
Cost Index:
175
(75% above avg)
Median Home:$556K

Birmingham, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Cost Breakdown by Category

Annual spending: Birmingham, AL vs Washington, DC

Housing
223.0%
Birmingham, AL
$1,923
Washington, DC
$6,211
Difference
$4,288
more
Transportation
56.8%
Birmingham, AL
$1,202
Washington, DC
$1,885
Difference
$683
more
Other
16.0%
Birmingham, AL
$1,574
Washington, DC
$1,825
Difference
$251
more
Groceries
12.5%
Birmingham, AL
$959
Washington, DC
$1,079
Difference
$120
more
Healthcare
22.9%
Birmingham, AL
$514
Washington, DC
$632
Difference
$118
more
All Utilities
6.1%
Birmingham, AL
$541
Washington, DC
$508
Difference
$32.79
less

🏛️ Local Income Taxes

Birmingham, AL: Birmingham Occupational Tax$1,500/yr (1.0%)

Washington, DC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$880
To$2,150
$1,270
1 Bed
From$990
To$2,215
$1,225
2 Bed
From$1,085
To$2,470
$1,385
3 Bed
From$1,360
To$3,115
$1,755
Birmingham, ALZIP-level data

1BR range: $900$1,580/mo

Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,713
Monthly in Birmingham, AL
$12,140
Monthly in Washington, DC
$5,427
Difference

Home Values

Birmingham
Washington
$90K
Median Value
$556K
↓ -1.7%
YoY Change
↓ -2.2%
↑ +16.6%
5-Year Change
↓ -5.6%
$57K - $376K
Price Range
$233K - $1.35M

Homes in Washington are 519% more expensive than Birmingham

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.7K
More taxes
Monthly Difference
$308
Less take-home
Effective Rate Diff
2.5%
Rate difference

Birmingham, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Additional Tax Information

Birmingham, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Birmingham
Washington
57 Moderate
Air Quality
45 Good
26%
Good Air Days
63.7%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
+2.5°F
2050 Outlook
+2.9°F
41 days
Heat Days >95°F
27 days
+2.5°F
2050 Outlook
+2.9°F
41 days
Heat Days >95°F
27 days

💰 See how taxes change too — compare take-home pay between Alabama and Washington DC on TaxTakeHome.com

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