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Cost of Living Comparison 2026

📍 Bismarck, ND — ZIP-level rent data · COL adjusted from Minneapolis, MN area

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Austin, TX

$150.0K in your current city equals $171.9K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 24.4%
More expensive
Monthly Impact
$1,827
Extra cost
Annual Impact
$21.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bismarck, ND

Population:75K
Cost Index:100
Median Home:$288K

Austin, TX

Population:979K
Cost Index:124
Median Home:$558K

Bismarck, ND

The Peace Garden State

75K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 75K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Bismarck, ND vs Austin, TX

🏠Housing
↑ 48.9%
Bismarck, ND
$1,937
Austin, TX
$2,885
Difference
$947
more
📦Other
↑ 27.9%
Bismarck, ND
$1,361
Austin, TX
$1,741
Difference
$380
more
🚗Transportation
↑ 21.4%
Bismarck, ND
$1,058
Austin, TX
$1,284
Difference
$226
more
⚡All Utilities
↑ 21.6%
Bismarck, ND
$445
Austin, TX
$541
Difference
$95.94
more
🏥Healthcare
↓ 11.1%
Bismarck, ND
$662
Austin, TX
$589
Difference
$73.35
less
🛒Groceries
↑ 6.4%
Bismarck, ND
$901
Austin, TX
$959
Difference
$57.96
more

🏠Rent Comparison

Studio
From$616
To$1,585
↑ $969
1 Bed
From$662
To$1,685
↑ $1,023
2 Bed
From$753
To$1,995
↑ $1,242
3 Bed
From$1,049
To$2,525
↑ $1,476
Bismarck, NDZIP-level data

1BR range: $1,000–$1,030/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,364
Monthly in Bismarck, ND
$7,998
Monthly in Austin, TX
$1,634
Difference

Home Values

Bismarck
Austin
$288K
Median Value
$558K
↑ +6.3%
YoY Change
↓ -5%
↑ +30.5%
5-Year Change
↑ +12.6%
$288K
Price Range
$272K - $1.26M

Homes in Austin are 94% more expensive than Bismarck

Calculate payment - BismarckCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.8K
Per year
Monthly Difference
$232
More take-home
Effective Rate Diff
1.9%
Rate difference

Bismarck, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Bismarck, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bismarck
Austin
42 Good
Air Quality
52 Moderate
66.4%
Good Air Days
42.6%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+2.5°F
14 days
Heat Days >95°F
98 days
▲+3.6°F
2050 Outlook
▲+2.5°F
14 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between North Dakota and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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