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Cost of Living Comparison 2026

📍 Bismarck, ND — ZIP-level rent data · COL adjusted from Minneapolis, MN area

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Numbers update automatically as you type

You'd spend $1.8K/month more in Nashville, TN

$150.0K in your current city equals $171.9K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 24.4%
More expensive
Monthly Impact
$1,827
Extra cost
Annual Impact
$21.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bismarck, ND

Population:75K
Cost Index:100
Median Home:$288K

Nashville, TN

Population:689K
Cost Index:124
Median Home:$489K

Bismarck, ND

The Peace Garden State

75K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 75K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Bismarck, ND vs Nashville, TN

🏠Housing
↑ 36.8%
Bismarck, ND
$1,937
Nashville, TN
$2,651
Difference
$714
more
📦Other
↑ 42.7%
Bismarck, ND
$1,361
Nashville, TN
$1,942
Difference
$581
more
🚗Transportation
↑ 21.4%
Bismarck, ND
$1,058
Nashville, TN
$1,284
Difference
$226
more
⚡All Utilities
↑ 16.6%
Bismarck, ND
$445
Nashville, TN
$519
Difference
$74.08
more
🏥Healthcare
↓ 8.3%
Bismarck, ND
$662
Nashville, TN
$607
Difference
$54.76
less
🛒Groceries
↑ 5.3%
Bismarck, ND
$901
Nashville, TN
$949
Difference
$47.97
more

🏠Rent Comparison

Studio
From$616
To$1,600
↑ $984
1 Bed
From$662
To$1,680
↑ $1,018
2 Bed
From$753
To$1,840
↑ $1,087
3 Bed
From$1,049
To$2,350
↑ $1,301
Bismarck, NDZIP-level data

1BR range: $1,000–$1,030/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,364
Monthly in Bismarck, ND
$7,952
Monthly in Nashville, TN
$1,588
Difference

Home Values

Bismarck
Nashville
$288K
Median Value
$489K
↑ +6.3%
YoY Change
↓ -2.1%
↑ +30.5%
5-Year Change
↑ +32.1%
$288K
Price Range
$320K - $1.16M

Homes in Nashville are 70% more expensive than Bismarck

Calculate payment - BismarckCalculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.8K
Per year
Monthly Difference
$232
More take-home
Effective Rate Diff
1.9%
Rate difference

Bismarck, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Bismarck, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bismarck
Nashville
42 Good
Air Quality
50 Good
66.4%
Good Air Days
51.6%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
▲+3.6°F
2050 Outlook
▲+2.8°F
14 days
Heat Days >95°F
42 days
▲+3.6°F
2050 Outlook
▲+2.8°F
14 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between North Dakota and Tennessee on TaxTakeHome.com

Similar cost to Nashville, TN

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