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Cost of Living Comparison 2026

๐Ÿ“ Bismarck, ND โ€” ZIP-level rent data ยท COL adjusted from Minneapolis, MN area

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Tampa, FL

$150.0K in your current city equals $171.9K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 24.4%
More expensive
Monthly Impact
$1,827
Extra cost
Annual Impact
$21.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bismarck, ND

Population:75K
Cost Index:100
Median Home:$288K

Tampa, FL

Population:385K
Cost Index:124
Median Home:$367K

Bismarck, ND

The Peace Garden State

75K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 75K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Bismarck, ND vs Tampa, FL

๐Ÿ Housing
โ†‘ 39.5%
Bismarck, ND
$1,937
Tampa, FL
$2,703
Difference
$766
more
๐Ÿ“ฆOther
โ†‘ 32.9%
Bismarck, ND
$1,361
Tampa, FL
$1,808
Difference
$447
more
๐Ÿš—Transportation
โ†‘ 21.4%
Bismarck, ND
$1,058
Tampa, FL
$1,284
Difference
$226
more
โšกAll Utilities
โ†‘ 28.9%
Bismarck, ND
$445
Tampa, FL
$574
Difference
$129
more
๐Ÿ›’Groceries
โ†‘ 13.1%
Bismarck, ND
$901
Tampa, FL
$1,019
Difference
$118
more
๐ŸฅHealthcare
โ†“ 13.9%
Bismarck, ND
$662
Tampa, FL
$570
Difference
$91.94
less

๐Ÿ Rent Comparison

Studio
From$616
To$1,850
โ†‘ $1,234
1 Bed
From$662
To$1,960
โ†‘ $1,298
2 Bed
From$753
To$2,290
โ†‘ $1,537
3 Bed
From$1,049
To$2,930
โ†‘ $1,881
Bismarck, NDZIP-level data

1BR range: $1,000โ€“$1,030/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,364
Monthly in Bismarck, ND
$7,958
Monthly in Tampa, FL
$1,593
Difference

Home Values

Bismarck
Tampa
$288K
Median Value
$367K
โ†‘ +6.3%
YoY Change
โ†“ -4%
โ†‘ +30.5%
5-Year Change
โ†‘ +42.1%
$288K
Price Range
$251K - $989K

Homes in Tampa are 27% more expensive than Bismarck

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.8K
Per year
Monthly Difference
$232
More take-home
Effective Rate Diff
1.9%
Rate difference

Bismarck, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Bismarck, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bismarck
Tampa
42 Good
Air Quality
50 Good
66.4%
Good Air Days
52.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
14 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
14 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between North Dakota and Florida on TaxTakeHome.com

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