Bloomfield, IA vs Missouri Valley, IA: Cost of Living

Which city costs less?

Missouri Valley, IA has a modeled overall cost index 3.3% higher than Bloomfield, IA.

Bloomfield, IA · modeled 2BR rent
$1,060 / month
Missouri Valley, IA · modeled 2BR rent
$1,040 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Bloomfield, IA and Missouri Valley, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $229/month in Missouri Valley, IA

$150,000 in your current city has a modeled equivalent of $152,744 in Missouri Valley, IA

Regional cost estimates: Bloomfield, IA uses Des Moines, IA. Missouri Valley, IA uses Omaha, NE. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 3.3%
More expensive
Monthly Impact
$229
Extra cost
Annual Impact
$2.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Bloomfield, IA

Population:3K
Cost Index:
78.1
100 = national average
Typical Home:$226K

Missouri Valley, IA

Population:3K
Cost Index:
80.7
100 = national average
Typical Home:$218K

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Bloomfield, IA

The Hawkeye State

3K
Population
State Tax
Yes

Located in Iowa, this city has a population of 3K residents.

Missouri Valley, IA

The Hawkeye State

3K
Population
State Tax
Yes

Located in Iowa, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Bloomfield, IA vs Missouri Valley, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 3.5%
Bloomfield, IA
$2,024
Missouri Valley, IA
$2,094
Difference
$70.01
more
Groceries
↑ 5.5%
Bloomfield, IA
$1,056
Missouri Valley, IA
$1,114
Difference
$58.37
more
Other
↑ 3.2%
Bloomfield, IA
$1,738
Missouri Valley, IA
$1,795
Difference
$56.43
more
Transportation
↑ 2.2%
Bloomfield, IA
$1,345
Missouri Valley, IA
$1,374
Difference
$29.34
more
Healthcare
↑ 1.1%
Bloomfield, IA
$791
Missouri Valley, IA
$800
Difference
$8.59
more
All Utilities
↑ 1.1%
Bloomfield, IA
$546
Missouri Valley, IA
$552
Difference
$5.92
more

🏠Rent Comparison

Studio
From$790
To$830
↑ $40.00
1 Bed
From$810
To$870
↑ $60.00
2 Bed
From$1,060
To$1,040
↓ $20.00
3 Bed
From$1,270
To$1,380
↑ $110
Bloomfield, IAZIP-level data

1BR range: $810–$810/mo

Missouri Valley, IAZIP-level data

1BR range: $870–$870/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Bloomfield, IA
$7,729
Monthly in Missouri Valley, IA
$229
Difference

Home Values

Bloomfield
Missouri Valley
$226K
Median Value
$218K
↑ +3.9%
YoY Change
↑ +5.7%
↑ +44.9%
5-Year Change
↑ +20%

Homes in Missouri Valley are 4% less expensive than Bloomfield

Calculate payment - BloomfieldCalculate payment - Missouri Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Bloomfield, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Missouri Valley, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Bloomfield, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Missouri Valley, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bloomfield
Missouri Valley
45 Good
Air Quality
45 Good
67.5%
Good Air Days
63.7%
92 Moderate
Climate Risk
96 High
🌡☀🌪
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+3.4°F
25 days
Heat Days >95°F
35 days
▲+3.4°F
2050 Outlook
▲+3.4°F
25 days
Heat Days >95°F
35 days

Before moving from Bloomfield, IA to Missouri Valley, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Missouri Valley, IA for the same bedroom count and included utilities as your home in Bloomfield, IA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Bloomfield to Missouri Valley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Missouri Valley, IA by cost, housing, population and region.

Frequently Asked Questions: Bloomfield, IA vs Missouri Valley, IA

How do the cost estimates for Bloomfield, IA and Missouri Valley, IA compare?

Missouri Valley, IA has a modeled overall cost index 3.3% higher than Bloomfield, IA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Bloomfield, IA, the model estimates $152,744 in Missouri Valley, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Bloomfield, IA and Missouri Valley, IA?

The modeled two-bedroom rents are $1,060/month in Bloomfield, IA and $1,040/month in Missouri Valley, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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