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Cost of Living Comparison 2026

📍 Blue Springs, MO — ZIP-level rent data · COL adjusted from Kansas City, MO area

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Numbers update automatically as you type

You'd spend $1.5K/month more in Phoenix, AZ

$150.0K in your current city equals $168.2K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
↑ 20.2%
More expensive
Monthly Impact
$1,517
Extra cost
Annual Impact
$18.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Blue Springs, MO

Population:61K
Cost Index:100
Median Home:$292K

Phoenix, AZ

Population:1608K
Cost Index:120
Median Home:$414K

Blue Springs, MO

The Show-Me State

61K
Population
State Tax
Yes

Located in Missouri, this city has a population of 61K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Blue Springs, MO vs Phoenix, AZ

🏠Housing
↑ 54.3%
Blue Springs, MO
$1,807
Phoenix, AZ
$2,788
Difference
$981
more
🚗Transportation
↑ 28.4%
Blue Springs, MO
$1,160
Phoenix, AZ
$1,489
Difference
$329
more
📦Other
↑ 9.4%
Blue Springs, MO
$1,533
Phoenix, AZ
$1,677
Difference
$145
more
⚡All Utilities
↑ 7.3%
Blue Springs, MO
$523
Phoenix, AZ
$561
Difference
$38.20
more
🛒Groceries
↑ 3.9%
Blue Springs, MO
$927
Phoenix, AZ
$963
Difference
$36.18
more
🏥Healthcare
↓ 0.7%
Blue Springs, MO
$593
Phoenix, AZ
$589
Difference
$4.40
less

🏠Rent Comparison

Studio
From$932
To$1,390
↑ $458
1 Bed
From$1,013
To$1,510
↑ $497
2 Bed
From$1,151
To$1,750
↑ $599
3 Bed
From$1,500
To$2,330
↑ $830
Blue Springs, MOZIP-level data

1BR range: $1,250–$1,250/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,542
Monthly in Blue Springs, MO
$8,068
Monthly in Phoenix, AZ
$1,525
Difference

Home Values

Blue Springs
Phoenix
$292K
Median Value
$414K
↓ -0.3%
YoY Change
↓ -3.1%
↑ +28.6%
5-Year Change
↑ +30.2%
$292K
Price Range
$274K - $957K

Homes in Phoenix are 42% more expensive than Blue Springs

Calculate payment - Blue SpringsCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.7K
Per year
Monthly Difference
$225
More take-home
Effective Rate Diff
1.8%
Rate difference

Blue Springs, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Blue Springs, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Blue Springs
Phoenix
46 Good
Air Quality
77 Moderate
59.3%
Good Air Days
9%
97 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.3°F
2050 Outlook
▲+2.7°F
44 days
Heat Days >95°F
162 days
▲+3.3°F
2050 Outlook
▲+2.7°F
44 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Missouri and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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