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Cost of Living Comparison 2026

📍 Bluffton, SC — ZIP-level rent data · COL adjusted from Jacksonville, FL area

$

Numbers update automatically as you type

You'd spend $1.1K/month more in Charlotte, NC

$150.0K in your current city equals $163.7K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 15.2%
More expensive
Monthly Impact
$1,141
Extra cost
Annual Impact
$13.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bluffton, SC

Population:35K
Cost Index:100
Median Home:$513K

Charlotte, NC

Population:875K
Cost Index:115
Median Home:$399K

Bluffton, SC

The Palmetto State

35K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 35K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Bluffton, SC vs Charlotte, NC

🏠Housing
↑ 38.6%
Bluffton, SC
$1,781
Charlotte, NC
$2,469
Difference
$688
more
📦Other
↑ 17.4%
Bluffton, SC
$1,454
Charlotte, NC
$1,707
Difference
$253
more
🏥Healthcare
↑ 18.3%
Bluffton, SC
$539
Charlotte, NC
$638
Difference
$98.71
more
🚗Transportation
↑ 4.5%
Bluffton, SC
$1,150
Charlotte, NC
$1,202
Difference
$52.02
more
🛒Groceries
↑ 2.6%
Bluffton, SC
$965
Charlotte, NC
$989
Difference
$24.66
more
⚡All Utilities
↓ 4.4%
Bluffton, SC
$543
Charlotte, NC
$519
Difference
$23.89
less

🏠Rent Comparison

Studio
From$1,492
To$1,630
↑ $138
1 Bed
From$1,561
To$1,710
↑ $149
2 Bed
From$1,713
To$1,870
↑ $157
3 Bed
From$2,056
To$2,300
↑ $244
Bluffton, SCZIP-level data

1BR range: $2,050–$2,050/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,432
Monthly in Bluffton, SC
$7,525
Monthly in Charlotte, NC
$1,093
Difference

Home Values

Bluffton
Charlotte
$513K
Median Value
$399K
↓ -0.5%
YoY Change
↓ -1.1%
↑ +51.5%
5-Year Change
↑ +40.8%
$513K
Price Range
$293K - $1.57M

Homes in Charlotte are 22% less expensive than Bluffton

Calculate payment - BlufftonCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.8K
Per year
Monthly Difference
$236
More take-home
Effective Rate Diff
1.9%
Rate difference

Bluffton, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Bluffton, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bluffton
Charlotte
50 Good
Air Quality
51 Moderate
51.9%
Good Air Days
46.2%
97 High
Climate Risk
97 High
🌊🌅🌀
Top Hazards
🌊🌪💨
▲+2.3°F
2050 Outlook
▲+2.9°F
36 days
Heat Days >95°F
36 days
▲+2.3°F
2050 Outlook
▲+2.9°F
36 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between South Carolina and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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