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Cost of Living Comparison 2026

📍 Bluffton, SC — ZIP-level rent data · COL adjusted from Jacksonville, FL area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Phoenix, AZ

$150.0K in your current city equals $170.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 22.6%
More expensive
Monthly Impact
$1,693
Extra cost
Annual Impact
$20.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bluffton, SC

Population:35K
Cost Index:100
Median Home:$513K

Phoenix, AZ

Population:1608K
Cost Index:123
Median Home:$414K

Bluffton, SC

The Palmetto State

35K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 35K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Bluffton, SC vs Phoenix, AZ

🏠Housing
↑ 56.6%
Bluffton, SC
$1,781
Phoenix, AZ
$2,788
Difference
$1,008
more
🚗Transportation
↑ 29.5%
Bluffton, SC
$1,150
Phoenix, AZ
$1,489
Difference
$339
more
📦Other
↑ 15.3%
Bluffton, SC
$1,454
Phoenix, AZ
$1,677
Difference
$223
more
🏥Healthcare
↑ 9.1%
Bluffton, SC
$539
Phoenix, AZ
$589
Difference
$49.14
more
⚡All Utilities
↑ 3.3%
Bluffton, SC
$543
Phoenix, AZ
$561
Difference
$18.19
more
🛒Groceries
↓ 0.1%
Bluffton, SC
$965
Phoenix, AZ
$963
Difference
$1.32
less

🏠Rent Comparison

Studio
From$1,492
To$1,390
↓ $102
1 Bed
From$1,561
To$1,510
↓ $51.00
2 Bed
From$1,713
To$1,750
↑ $37.00
3 Bed
From$2,056
To$2,330
↑ $274
Bluffton, SCZIP-level data

1BR range: $2,050–$2,050/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,432
Monthly in Bluffton, SC
$8,068
Monthly in Phoenix, AZ
$1,636
Difference

Home Values

Bluffton
Phoenix
$513K
Median Value
$414K
↓ -0.5%
YoY Change
↓ -3.1%
↑ +51.5%
5-Year Change
↑ +30.2%
$513K
Price Range
$274K - $957K

Homes in Phoenix are 19% less expensive than Bluffton

Calculate payment - BlufftonCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.7K
Per year
Monthly Difference
$394
More take-home
Effective Rate Diff
3.1%
Rate difference

Bluffton, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Bluffton, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bluffton
Phoenix
50 Good
Air Quality
77 Moderate
51.9%
Good Air Days
9%
97 High
Climate Risk
100 Very High
🌊🌅🌀
Top Hazards
🔥🌊🌡
▲+2.3°F
2050 Outlook
▲+2.7°F
36 days
Heat Days >95°F
162 days
▲+2.3°F
2050 Outlook
▲+2.7°F
36 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between South Carolina and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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