Boaz, AL vs Moss Point, MS: Cost of Living

Which city costs less?

Moss Point, MS has a modeled overall cost index 4.5% lower than Boaz, AL.

Boaz, AL · modeled 2BR rent
$1,020 / month
Moss Point, MS · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Boaz, AL and Moss Point, MS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $179/month in Moss Point, MS

$150,000 in your current city has a modeled equivalent of $147,853 in Moss Point, MS

Regional cost estimates: Boaz, AL uses Birmingham, AL. Moss Point, MS uses New Orleans, LA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 4.5%
Less expensive
Monthly Impact
$179
Savings
Annual Impact
$2.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Boaz, AL

Population:10K
Cost Index:
83.8
100 = national average
Typical Home:$198K

Moss Point, MS

Population:12K
Cost Index:
80.0
100 = national average
Typical Home:$193K

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Boaz, AL

The Heart of Dixie

10K
Population
State Tax
Yes

Located in Alabama, this city has a population of 10K residents.

Moss Point, MS

The Magnolia State

12K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 12K residents.

Cost Breakdown by Category

Estimated monthly spending: Boaz, AL vs Moss Point, MS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 7.6%
Boaz, AL
$1,979
Moss Point, MS
$2,130
Difference
$151
more
Transportation
↓ 10.5%
Boaz, AL
$1,374
Moss Point, MS
$1,230
Difference
$144
less
All Utilities
↓ 16.4%
Boaz, AL
$630
Moss Point, MS
$527
Difference
$103
less
Healthcare
↓ 14.8%
Boaz, AL
$599
Moss Point, MS
$511
Difference
$88.72
less
Other
↑ 4.1%
Boaz, AL
$1,799
Moss Point, MS
$1,872
Difference
$73.11
more
Groceries
↓ 6.0%
Boaz, AL
$1,118
Moss Point, MS
$1,051
Difference
$66.96
less

🏠Rent Comparison

Studio
From$810
To$850
↑ $40.00
1 Bed
From$900
To$880
↓ $20.00
2 Bed
From$1,020
To$990
↓ $30.00
3 Bed
From$1,280
To$1,330
↑ $50.00
Boaz, ALZIP-level data

1BR range: $900–$900/mo

Moss Point, MSZIP-level data

1BR range: $880–$880/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Boaz, AL
$7,321
Monthly in Moss Point, MS
$179
Difference

Home Values

Boaz
Moss Point
$198K
Median Value
$193K
↓ -0.1%
YoY Change
↑ +0.5%
↑ +30.6%
5-Year Change
↑ +23.6%

Homes in Moss Point are 3% less expensive than Boaz

Calculate payment - BoazCalculate payment - Moss Point

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $110
Per year
Monthly Difference
$9.17
More take-home
Effective Rate Diff
0.1%
Rate difference

Boaz, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Moss Point, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Additional Tax Information

Boaz, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Moss Point, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Boaz
Moss Point
57 Moderate
Air Quality
41 Good
26%
Good Air Days
70.2%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
▲+2.5°F
2050 Outlook
▲+2.2°F
41 days
Heat Days >95°F
46 days
▲+2.5°F
2050 Outlook
▲+2.2°F
41 days
Heat Days >95°F
46 days

Before moving from Boaz, AL to Moss Point, MS

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Moss Point, MS for the same bedroom count and included utilities as your home in Boaz, AL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Boaz to Moss Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Moss Point, MS by cost, housing, population and region.

Frequently Asked Questions: Boaz, AL vs Moss Point, MS

How do the cost estimates for Boaz, AL and Moss Point, MS compare?

Moss Point, MS has a modeled overall cost index 4.5% lower than Boaz, AL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Boaz, AL, the model estimates $147,853 in Moss Point, MS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Boaz, AL and Moss Point, MS?

The modeled two-bedroom rents are $1,020/month in Boaz, AL and $990/month in Moss Point, MS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Alabama and Mississippi on TaxTakeHome.com

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