Is Denver, CO cheaper than Boca Raton, FL?

Based on cost of living data, Denver, CO is 1.5% more expensive than Boca Raton, FL. This translates to spending an extra $110 per month.

What salary do I need in Denver, CO to live like I do in Boca Raton, FL?

If you earn $150,000 in Boca Raton, FL, you'd need approximately $151,317.499 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Boca Raton, FL and Denver, CO?

Housing in Denver, CO is 14.8% more expensive than in Boca Raton, FL. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $2,398/month in Boca Raton, FL.

How much can I save per month by moving from Boca Raton, FL to Denver, CO?

Living in Denver, CO costs approximately $110 more per month than Boca Raton, FL, or $1317 more per year, based on a $150,000 salary.

Boca Raton, FL vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Boca Raton, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Boca Raton, FL

Numbers update automatically as you type

You'd spend $110/month more in Denver, CO

$150.0K in your current city equals $151.3K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 1.5%

More expensive

Monthly Impact

$110

Extra cost

Annual Impact

$1.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boca Raton, FL

Population:100K

Cost Index:100

Median Home:$669K

Denver, CO

Population:716K

Cost Index:101

Median Home:$513K

Boca Raton, FL

The Sunshine State

100K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 100K residents.

💡 Advantage: Florida has no state income tax!

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Boca Raton, FL vs Denver, CO

Category	Boca Raton, FL	Denver, CO	Difference	Change
🏠Housing	$2,830/mo	$3,248/mo	↑ $418more	14.8%
📦Other	$1,863/mo	$1,774/mo	↓ $89.01less	4.8%
🏥Healthcare	$579/mo	$632/mo	↑ $52.87more	9.1%
🚗Transportation	$1,415/mo	$1,462/mo	↑ $46.81more	3.3%
🛒Groceries	$1,062/mo	$1,029/mo	↓ $32.54less	3.1%
⚡All Utilities	$511/mo	$519/mo	↑ $8.38more	1.6%

🏠Housing

↑ 14.8%

Boca Raton, FL

$2,830

Denver, CO

$3,248

Difference

$418

📦Other

↓ 4.8%

Boca Raton, FL

$1,863

Denver, CO

$1,774

Difference

$89.01

less

🏥Healthcare

↑ 9.1%

Boca Raton, FL

$579

Denver, CO

$632

Difference

$52.87

🚗Transportation

↑ 3.3%

Boca Raton, FL

$1,415

Denver, CO

$1,462

Difference

$46.81

🛒Groceries

↓ 3.1%

Boca Raton, FL

$1,062

Denver, CO

$1,029

Difference

$32.54

less

⚡All Utilities

↑ 1.6%

Boca Raton, FL

$511

Denver, CO

$519

Difference

$8.38

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Boca Raton, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,868

To$1,720

↓ $148

1 Bed

From$2,012

To$1,840

↓ $172

2 Bed

From$2,398

To$2,190

↓ $208

3 Bed

From$3,118

To$2,870

↓ $248

Boca Raton, FLZIP-level data

1BR range: $1,610–$2,710/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,260

Monthly in Boca Raton, FL

$8,665

Monthly in Denver, CO

$405

Difference

Home Values

Boca Raton

Denver

$669K

Median Value

$513K

↓ -3.3%

YoY Change

↓ -4.2%

↑ +43%

5-Year Change

↑ +13%

$231K - $1.01M

Price Range

$352K - $933K

Homes in Denver are 23% less expensive than Boca Raton

Calculate payment - Boca Raton Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $6.6K

More taxes

Monthly Difference

$550

Less take-home

Effective Rate Diff

4.4%

Rate difference

Boca Raton, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Boca Raton, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.