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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $212/month moving to Austin, TX

$150.0K in your current city equals $147.5K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area
Overall Cost
2.8%
Less expensive
Monthly Impact
$212
Savings
Annual Impact
$2.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise City, ID

Population:235K
Cost Index:
100
100 = national average
Median Home:$504K

Austin, TX

Population:979K
Cost Index:
97
(3% below avg)
Median Home:$558K

Boise City, ID

The Gem State

235K
Population
State Tax
Yes

Located in Idaho, this city has a population of 235K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Boise City, ID vs Austin, TX

Housing
3.5%
Boise City, ID
$2,989
Austin, TX
$2,885
Difference
$104
less
Healthcare
8.7%
Boise City, ID
$644
Austin, TX
$589
Difference
$55.76
less
All Utilities
11.2%
Boise City, ID
$486
Austin, TX
$541
Difference
$54.64
more
Transportation
3.1%
Boise City, ID
$1,325
Austin, TX
$1,284
Difference
$40.98
less
Other
1.9%
Boise City, ID
$1,774
Austin, TX
$1,741
Difference
$33.48
less
Groceries
2.0%
Boise City, ID
$979
Austin, TX
$959
Difference
$19.99
less

🏠Rent Comparison

Studio
From$950
To$1,585
$635
1 Bed
From$1,100
To$1,685
$585
2 Bed
From$1,400
To$1,995
$595
3 Bed
From$1,950
To$2,525
$575
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198
Monthly in Boise City, ID
$7,998
Monthly in Austin, TX
$200
Difference

Home Values

Boise City
Austin
-
Median Value
$558K
-
YoY Change
↓ -5%
-
5-Year Change
↑ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$16.2K
Per year
Monthly Difference
$1,353
More take-home
Effective Rate Diff
10.8%
Rate difference

Boise City, ID

Federal Income Tax
Effective: 18.9%
$25.5K
Idaho State Tax
Effective: 10.8%
$16.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.5%
$53.3K
Take-Home Pay
$8,062/month
$96.7K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Boise City, ID Tax Rates

Sales Tax:6.3%
Property Tax:0.7%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Boise City
Austin
44 Good
Air Quality
52 Moderate
62.8%
Good Air Days
42.6%
88 Moderate
Climate Risk
98 High
🔥💨
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+2.5°F
49 days
Heat Days >95°F
98 days
+3.3°F
2050 Outlook
+2.5°F
49 days
Heat Days >95°F
98 days

What to Consider When Moving from Boise City, ID to Austin, TX

Relocating from Boise City, ID to Austin, TX involves more than just comparing rent prices. While the overall cost of living is about 3% lower in Austin, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Austin, TX is 3% cheaper than in Boise City, ID. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Austin, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Austin, TX to match your current standard of living in Boise City, ID.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Austin, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Boise City, ID vs Austin, TX

Is Austin, TX cheaper than Boise City, ID?

Yes, Austin, TX is about 2.8% cheaper than Boise City, ID. You could save approximately $212/month on a $150,000 salary. Housing costs are 3% lower in Austin, TX.

What salary do I need in Austin, TX to match my lifestyle in Boise City, ID?

If you currently earn $150,000 in Boise City, ID, you would need approximately $147,453 in Austin, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Boise City, ID and Austin, TX?

A two-bedroom apartment averages $1,400/month in Boise City, ID compared to $1,995/month in Austin, TX. One-bedroom apartments are $1,100/month in Boise City, ID vs $1,685/month in Austin, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Boise City, ID or Austin, TX?

Groceries are about 2% cheaper in Austin, TX than in Boise City, ID, saving a typical household roughly $19.99/month on food.

What is the best time to move from Boise City, ID to Austin, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Idaho and Texas on TaxTakeHome.com

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