Is Fort Collins, CO cheaper than Boise, ID?

Based on cost of living data, Fort Collins, CO is 3.4% cheaper than Boise, ID. This translates to saving $253 per month.

What salary do I need in Fort Collins, CO to live like I do in Boise, ID?

If you earn $150,000 in Boise, ID, you'd need approximately $146,965.421 in Fort Collins, CO to maintain the same standard of living.

How does housing cost compare between Boise, ID and Fort Collins, CO?

Housing in Fort Collins, CO is 8.9% cheaper than in Boise, ID. For a two-bedroom apartment, rent is $1,302/month in Fort Collins, CO compared to $1,660/month in Boise, ID.

How much can I save per month by moving from Boise, ID to Fort Collins, CO?

Moving from Boise, ID to Fort Collins, CO could save you approximately $253 per month, or $3035 per year, based on a $150,000 salary.

Boise, ID vs Fort Collins, CO: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Boise, ID

Numbers update automatically as you type

You'd save $253/month moving to Fort Collins, CO

$150.0K in your current city equals $147.0K in Fort Collins, CO

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↓ 3.4%

Less expensive

Monthly Impact

$253

Savings

Annual Impact

$3.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise, ID

Population:236K

Cost Index:

100

100 = national average

Median Home:$504K

Fort Collins, CO

Population:170K

Cost Index:

(3% below avg)

Median Home:$542K

Boise, ID

The Gem State

236K

Population

State Tax

Yes

Located in Idaho, this city has a population of 236K residents.

Fort Collins, CO

The Centennial State

170K

Population

State Tax

Yes

Located in Colorado, this city has a population of 170K residents.

Cost Breakdown by Category

Annual spending: Boise, ID vs Fort Collins, CO

Category	Boise, ID	Fort Collins, CO	Difference	Change
Housing	$2,989/mo	$2,722/mo	↓ $266less	8.9%
Other	$1,774/mo	$1,652/mo	↓ $122less	6.9%
Transportation	$1,325/mo	$1,361/mo	↑ $35.96more	2.7%
Healthcare	$644/mo	$610/mo	↓ $34.54less	5.4%
All Utilities	$486/mo	$501/mo	↑ $14.60more	3.0%
Groceries	$979/mo	$993/mo	↑ $13.90more	1.4%

Housing

↓ 8.9%

Boise, ID

$2,989

Fort Collins, CO

$2,722

Difference

$266

less

Other

↓ 6.9%

Boise, ID

$1,774

Fort Collins, CO

$1,652

Difference

$122

less

Transportation

↑ 2.7%

Boise, ID

$1,325

Fort Collins, CO

$1,361

Difference

$35.96

Healthcare

↓ 5.4%

Boise, ID

$644

Fort Collins, CO

$610

Difference

$34.54

less

All Utilities

↑ 3.0%

Boise, ID

$486

Fort Collins, CO

$501

Difference

$14.60

Groceries

↑ 1.4%

Boise, ID

$979

Fort Collins, CO

$993

Difference

$13.90

🏠Rent Comparison

Studio

From$1,170

To$1,136

↓ $34.00

1 Bed

From$1,390

To$1,152

↓ $238

2 Bed

From$1,660

To$1,302

↓ $358

3 Bed

From$2,320

To$1,797

↓ $523

Boise, IDZIP-level data

1BR range: $1,390–$1,880/mo

Fort Collins, COZIP-level data

1BR range: $1,400–$1,690/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198

Monthly in Boise, ID

$7,839

Monthly in Fort Collins, CO

$359

Difference

Home Values

Boise

Fort Collins

$504K

Median Value

$542K

↑ +1.6%

YoY Change

↓ -1.3%

↑ +24.7%

5-Year Change

↑ +23.2%

$413K - $779K

Price Range

$509K - $574K

Homes in Fort Collins are 8% more expensive than Boise

Calculate payment - Boise Calculate payment - Fort Collins

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.6K

Per year

Monthly Difference

$803

More take-home

Effective Rate Diff

6.4%

Rate difference

Boise, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Fort Collins, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Boise, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Fort Collins, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.