Is Nashville, TN cheaper than Boise, ID?

Based on cost of living data, Nashville, TN is 2.8% cheaper than Boise, ID. This translates to saving $212 per month.

What salary do I need in Nashville, TN to live like I do in Boise, ID?

If you earn $150,000 in Boise, ID, you'd need approximately $147,452.83 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Boise, ID and Nashville, TN?

Housing in Nashville, TN is 11.3% cheaper than in Boise, ID. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,660/month in Boise, ID.

How much can I save per month by moving from Boise, ID to Nashville, TN?

Moving from Boise, ID to Nashville, TN could save you approximately $212 per month, or $2547 per year, based on a $150,000 salary.

Boise, ID vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Boise, ID

Numbers update automatically as you type

You'd save $212/month moving to Nashville, TN

$150.0K in your current city equals $147.5K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↓ 2.8%

Less expensive

Monthly Impact

$212

Savings

Annual Impact

$2.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise, ID

Population:236K

Cost Index:100

Median Home:$504K

Nashville, TN

Population:689K

Cost Index:97

Median Home:$489K

Boise, ID

The Gem State

236K

Population

State Tax

Yes

Located in Idaho, this city has a population of 236K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Boise, ID vs Nashville, TN

Category	Boise, ID	Nashville, TN	Difference	Change
🏠Housing	$2,989/mo	$2,651/mo	↓ $338less	11.3%
📦Other	$1,774/mo	$1,942/mo	↑ $167more	9.4%
🚗Transportation	$1,325/mo	$1,284/mo	↓ $40.98less	3.1%
🏥Healthcare	$644/mo	$607/mo	↓ $37.17less	5.8%
⚡All Utilities	$486/mo	$519/mo	↑ $32.79more	6.7%
🛒Groceries	$979/mo	$949/mo	↓ $29.98less	3.1%

🏠Housing

↓ 11.3%

Boise, ID

$2,989

Nashville, TN

$2,651

Difference

$338

less

📦Other

↑ 9.4%

Boise, ID

$1,774

Nashville, TN

$1,942

Difference

$167

🚗Transportation

↓ 3.1%

Boise, ID

$1,325

Nashville, TN

$1,284

Difference

$40.98

less

🏥Healthcare

↓ 5.8%

Boise, ID

$644

Nashville, TN

$607

Difference

$37.17

less

⚡All Utilities

↑ 6.7%

Boise, ID

$486

Nashville, TN

$519

Difference

$32.79

🛒Groceries

↓ 3.1%

Boise, ID

$979

Nashville, TN

$949

Difference

$29.98

less

🏠Rent Comparison

Studio

From$1,170

To$1,600

↑ $430

1 Bed

From$1,390

To$1,680

↑ $290

2 Bed

From$1,660

To$1,840

↑ $180

3 Bed

From$2,320

To$2,350

↑ $30.00

Boise, IDZIP-level data

1BR range: $1,390–$1,880/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198

Monthly in Boise, ID

$7,952

Monthly in Nashville, TN

$246

Difference

Home Values

Boise

Nashville

$504K

Median Value

$489K

↑ +1.6%

YoY Change

↓ -2.1%

↑ +24.7%

5-Year Change

↑ +32.1%

$413K - $779K

Price Range

$320K - $1.16M

Homes in Nashville are 3% less expensive than Boise

Calculate payment - Boise Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $16.2K

Per year

Monthly Difference

$1,353

More take-home

Effective Rate Diff

10.8%

Rate difference

Boise, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Boise, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.