Is New York, NY cheaper than Boise, ID?

Based on cost of living data, New York, NY is 58.5% more expensive than Boise, ID. This translates to spending an extra $4387 per month.

What salary do I need in New York, NY to live like I do in Boise, ID?

If you earn $150,000 in Boise, ID, you'd need approximately $202,641.509 in New York, NY to maintain the same standard of living.

How does housing cost compare between Boise, ID and New York, NY?

Housing in New York, NY is 155.9% more expensive than in Boise, ID. For a two-bedroom apartment, rent is $3,590/month in New York, NY compared to $1,660/month in Boise, ID.

How much can I save per month by moving from Boise, ID to New York, NY?

Living in New York, NY costs approximately $4387 more per month than Boise, ID, or $52642 more per year, based on a $150,000 salary.

Boise, ID vs New York, NY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Boise, ID

Numbers update automatically as you type

You'd spend $4.4K/month more in New York, NY

$150.0K in your current city equals $202.6K in New York, NY

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↑ 58.5%

More expensive

Monthly Impact

$4,387

Extra cost

Annual Impact

$52.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise, ID

Population:236K

Cost Index:

100

100 = national average

Median Home:$504K

New York, NY

Population:8337K

Cost Index:

158

(58% above avg)

Median Home:$1.05M

Boise, ID

The Gem State

236K

Population

State Tax

Yes

Located in Idaho, this city has a population of 236K residents.

New York, NY

The Empire State

8.3M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Most populous city in the US
•Major global financial center
•World-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Cost Breakdown by Category

Annual spending: Boise, ID vs New York, NY

Category	Boise, ID	New York, NY	Difference	Change
Housing	$2,989/mo	$7,648/mo	↑ $4,660more	155.9%
Transportation	$1,325/mo	$1,602/mo	↑ $277more	20.9%
Other	$1,774/mo	$2,034/mo	↑ $259more	14.6%
Groceries	$979/mo	$1,165/mo	↑ $186more	19.0%
All Utilities	$486/mo	$600/mo	↑ $114more	23.4%
Healthcare	$644/mo	$688/mo	↑ $43.37more	6.7%

Housing

↑ 155.9%

Boise, ID

$2,989

New York, NY

$7,648

Difference

$4,660

Transportation

↑ 20.9%

Boise, ID

$1,325

New York, NY

$1,602

Difference

$277

Other

↑ 14.6%

Boise, ID

$1,774

New York, NY

$2,034

Difference

$259

Groceries

↑ 19.0%

Boise, ID

$979

New York, NY

$1,165

Difference

$186

All Utilities

↑ 23.4%

Boise, ID

$486

New York, NY

$600

Difference

$114

Healthcare

↑ 6.7%

Boise, ID

$644

New York, NY

$688

Difference

$43.37

🏛️ Local Income Taxes

New York, NY: NYC Income Tax$5,689/yr (3.8%)

Boise, ID has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,170

To$3,120

↑ $1,950

1 Bed

From$1,390

To$3,270

↑ $1,880

2 Bed

From$1,660

To$3,590

↑ $1,930

3 Bed

From$2,320

To$4,500

↑ $2,180

Boise, IDZIP-level data

1BR range: $1,390–$1,880/mo

New York, NYZIP-level data

1BR range: $2,260–$3,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198

Monthly in Boise, ID

$13,737

Monthly in New York, NY

$5,539

Difference

Home Values

Boise

New York

$504K

Median Value

$1.05M

↑ +1.6%

YoY Change

↓ -0.1%

↑ +24.7%

5-Year Change

↓ -5.9%

$413K - $779K

Price Range

$471K - $3.49M

Homes in New York are 109% more expensive than Boise

Calculate payment - Boise Calculate payment - New York

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.7K

Per year

Monthly Difference

$558

More take-home

Effective Rate Diff

4.5%

Rate difference

Boise, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

New York, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Boise, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

New York, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.