Bonne Terre, MO vs Nebraska City, NE: Cost of Living

Which city costs less?

Nebraska City, NE has a modeled overall cost index 3.4% higher than Bonne Terre, MO.

Bonne Terre, MO · modeled 2BR rent
$990 / month
Nebraska City, NE · modeled 2BR rent
$1,040 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Bonne Terre, MO and Nebraska City, NE using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $317/month in Nebraska City, NE

$150,000 in your current city has a modeled equivalent of $153,810 in Nebraska City, NE

Regional cost estimates: Bonne Terre, MO uses St. Louis, MO. Nebraska City, NE uses Omaha, NE. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 3.4%
More expensive
Monthly Impact
$317
Extra cost
Annual Impact
$3.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Bonne Terre, MO

Population:7K
Cost Index:
80.0
100 = national average
Typical Home:$193K

Nebraska City, NE

Population:7K
Cost Index:
82.7
100 = national average
Typical Home:$192K

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Bonne Terre, MO

The Show-Me State

7K
Population
State Tax
Yes

Located in Missouri, this city has a population of 7K residents.

Nebraska City, NE

The Cornhusker State

7K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 7K residents.

Cost Breakdown by Category

Estimated monthly spending: Bonne Terre, MO vs Nebraska City, NE

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 11.2%
Bonne Terre, MO
$1,912
Nebraska City, NE
$2,126
Difference
$214
more
Healthcare
↑ 28.7%
Bonne Terre, MO
$624
Nebraska City, NE
$803
Difference
$179
more
All Utilities
↓ 12.8%
Bonne Terre, MO
$634
Nebraska City, NE
$553
Difference
$80.91
less
Transportation
↑ 1.1%
Bonne Terre, MO
$1,380
Nebraska City, NE
$1,395
Difference
$14.61
more
Groceries
↓ 0.6%
Bonne Terre, MO
$1,124
Nebraska City, NE
$1,118
Difference
$6.56
less
Other
↓ 0.1%
Bonne Terre, MO
$1,825
Nebraska City, NE
$1,822
Difference
$2.43
less

🏠Rent Comparison

Studio
From$760
To$720
↓ $40.00
1 Bed
From$800
To$790
↓ $10.00
2 Bed
From$990
To$1,040
↑ $50.00
3 Bed
From$1,270
To$1,390
↑ $120
Bonne Terre, MOZIP-level data

1BR range: $800–$800/mo

Nebraska City, NEZIP-level data

1BR range: $790–$790/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Bonne Terre, MO
$7,817
Monthly in Nebraska City, NE
$317
Difference

Home Values

Bonne Terre
Nebraska City
$193K
Median Value
$192K
↑ +0.7%
YoY Change
↑ +0.5%
↑ +33.5%
5-Year Change
↑ +41.1%
Calculate payment - Bonne TerreCalculate payment - Nebraska City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.4K
More taxes
Monthly Difference
$117
Less take-home
Effective Rate Diff
0.9%
Rate difference

Bonne Terre, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Nebraska City, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Additional Tax Information

Bonne Terre, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Nebraska City, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bonne Terre
Nebraska City
54 Moderate
Air Quality
45 Good
38%
Good Air Days
63.7%
99 High
Climate Risk
96 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+3.4°F
39 days
Heat Days >95°F
35 days
▲+3.0°F
2050 Outlook
▲+3.4°F
39 days
Heat Days >95°F
35 days

Before moving from Bonne Terre, MO to Nebraska City, NE

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Nebraska City, NE for the same bedroom count and included utilities as your home in Bonne Terre, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Bonne Terre to Nebraska City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Nebraska City, NE by cost, housing, population and region.

Frequently Asked Questions: Bonne Terre, MO vs Nebraska City, NE

How do the cost estimates for Bonne Terre, MO and Nebraska City, NE compare?

Nebraska City, NE has a modeled overall cost index 3.4% higher than Bonne Terre, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Bonne Terre, MO, the model estimates $153,810 in Nebraska City, NE. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Bonne Terre, MO and Nebraska City, NE?

The modeled two-bedroom rents are $990/month in Bonne Terre, MO and $1,040/month in Nebraska City, NE. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Nebraska on TaxTakeHome.com

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