Is Colorado Springs, CO cheaper than Boston, MA?

Based on cost of living data, Colorado Springs, CO is 30.9% cheaper than Boston, MA. This translates to saving $2315 per month.

What salary do I need in Colorado Springs, CO to live like I do in Boston, MA?

If you earn $150,000 in Boston, MA, you'd need approximately $122,214.765 in Colorado Springs, CO to maintain the same standard of living.

How does housing cost compare between Boston, MA and Colorado Springs, CO?

Housing in Colorado Springs, CO is 45.8% cheaper than in Boston, MA. For a two-bedroom apartment, rent is $1,800/month in Colorado Springs, CO compared to $3,865/month in Boston, MA.

How much can I save per month by moving from Boston, MA to Colorado Springs, CO?

Moving from Boston, MA to Colorado Springs, CO could save you approximately $2315 per month, or $27785 per year, based on a $150,000 salary.

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Boston, MA

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Colorado Springs, CO

Cost of Living Comparison 2026

Current salary in Boston, MA

Numbers update automatically as you type

You'd save $2.3K/month moving to Colorado Springs, CO

$150.0K in your current city equals $122.2K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 30.9%

Less expensive

Monthly Impact

$2,315

Savings

Annual Impact

$27.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boston, MA

Population:685K

Cost Index:100

Median Home:$961K

Colorado Springs, CO

Population:479K

Cost Index:69

Median Home:$415K

Boston, MA

The Bay State

685K

Population

State Tax

Yes

Climate

Continental

Notable Facts

•Major education center
•Biotech capital
•Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Boston, MA vs Colorado Springs, CO

Category	Boston, MA	Colorado Springs, CO	Difference	Change
🏠Housing	$5,275/mo	$2,859/mo	↓ $2,417less	45.8%
🚗Transportation	$1,830/mo	$1,270/mo	↓ $560less	30.6%
⚡All Utilities	$716/mo	$454/mo	↓ $262less	36.6%
🏥Healthcare	$743/mo	$626/mo	↓ $118less	15.8%
🛒Groceries	$1,079/mo	$999/mo	↓ $79.94less	7.4%
📦Other	$1,825/mo	$1,791/mo	↓ $33.48less	1.8%

🏠Housing

↓ 45.8%

Boston, MA

$5,275

Colorado Springs, CO

$2,859

Difference

$2,417

less

🚗Transportation

↓ 30.6%

Boston, MA

$1,830

Colorado Springs, CO

$1,270

Difference

$560

less

⚡All Utilities

↓ 36.6%

Boston, MA

$716

Colorado Springs, CO

$454

Difference

$262

less

🏥Healthcare

↓ 15.8%

Boston, MA

$743

Colorado Springs, CO

$626

Difference

$118

less

🛒Groceries

↓ 7.4%

Boston, MA

$1,079

Colorado Springs, CO

$999

Difference

$79.94

less

📦Other

↓ 1.8%

Boston, MA

$1,825

Colorado Springs, CO

$1,791

Difference

$33.48

less

🏠Rent Comparison

Studio

From$3,095

To$1,240

↓ $1,855

1 Bed

From$3,255

To$1,520

↓ $1,735

2 Bed

From$3,865

To$1,800

↓ $2,065

3 Bed

From$4,630

To$2,505

↓ $2,125

Boston, MAZIP-level data

1BR range: $2,560–$3,710/mo

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,469

Monthly in Boston, MA

$7,999

Monthly in Colorado Springs, CO

$3,470

Difference

Home Values

Boston

Colorado Springs

$961K

Median Value

$415K

↓ -0.7%

YoY Change

↓ -2.2%

↑ +7%

5-Year Change

↑ +22.4%

$709K - $3.40M

Price Range

$314K - $709K

Homes in Colorado Springs are 57% less expensive than Boston

Calculate payment - Boston Calculate payment - Colorado Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $900

Per year

Monthly Difference

$75.00

More take-home

Effective Rate Diff

0.6%

Rate difference

Boston, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Boston, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.