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Boston, MA

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Portland, OR

Cost of Living Comparison 2026

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You'd save $956/month moving to Portland, OR

$150.0K in your current city equals $138.5K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area
Overall Cost
12.8%
Less expensive
Monthly Impact
$956
Savings
Annual Impact
$11.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boston, MA

Population:685K
Cost Index:100
Median Home:$961K

Portland, OR

Population:641K
Cost Index:87
Median Home:$535K

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • Major education center
  • Biotech capital
  • Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Boston, MA vs Portland, OR

🏠Housing
10.8%
Boston, MA
$5,275
Portland, OR
$4,704
Difference
$572
less
All Utilities
33.6%
Boston, MA
$716
Portland, OR
$475
Difference
$240
less
🚗Transportation
6.0%
Boston, MA
$1,830
Portland, OR
$1,721
Difference
$109
less
📦Other
5.5%
Boston, MA
$1,825
Portland, OR
$1,925
Difference
$100
more
🏥Healthcare
10.8%
Boston, MA
$743
Portland, OR
$663
Difference
$80.54
less
🛒Groceries
0.9%
Boston, MA
$1,079
Portland, OR
$1,069
Difference
$9.99
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Boston, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$3,095
To$1,555
$1,540
1 Bed
From$3,255
To$1,655
$1,600
2 Bed
From$3,865
To$1,900
$1,965
3 Bed
From$4,630
To$2,590
$2,040
Boston, MAZIP-level data

1BR range: $2,560$3,710/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,469
Monthly in Boston, MA
$10,557
Monthly in Portland, OR
$912
Difference

Home Values

Boston
Portland
$961K
Median Value
$535K
↓ -0.7%
YoY Change
↓ -1.2%
↑ +7%
5-Year Change
↑ +7.2%
$709K - $3.40M
Price Range
$351K - $760K

Homes in Portland are 44% less expensive than Boston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$8.0K
More taxes
Monthly Difference
$668
Less take-home
Effective Rate Diff
5.3%
Rate difference

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Boston
Portland
36 Good
Air Quality
35 Good
79.5%
Good Air Days
85%
94 Moderate
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🫨
+2.5°F
2050 Outlook
+2.5°F
6 days
Heat Days >95°F
9 days
+2.5°F
2050 Outlook
+2.5°F
6 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between Massachusetts and Oregon on TaxTakeHome.com

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