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Cost of Living Comparison 2026

Compare Boston, MA and Portland, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $956/month moving to Portland, OR

$150.0K in your current city equals $138.5K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area
Overall Cost
↓ 12.8%
Less expensive
Monthly Impact
$956
Savings
Annual Impact
$11.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boston, MA

Population:685K
Cost Index:
100
100 = national average
Median Home:$961K

Portland, OR

Population:641K
Cost Index:
87
(13% below avg)
Median Home:$535K

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Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • •Major education center
  • •Biotech capital
  • •Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • •Craft beer capital
  • •Foodie destination
  • •Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Boston, MA vs Portland, OR

Housing
↓ 10.8%
Boston, MA
$5,275
Portland, OR
$4,704
Difference
$572
less
All Utilities
↓ 33.6%
Boston, MA
$716
Portland, OR
$475
Difference
$240
less
Transportation
↓ 6.0%
Boston, MA
$1,830
Portland, OR
$1,721
Difference
$109
less
Other
↑ 5.5%
Boston, MA
$1,825
Portland, OR
$1,925
Difference
$100
more
Healthcare
↓ 10.8%
Boston, MA
$743
Portland, OR
$663
Difference
$80.54
less
Groceries
↓ 0.9%
Boston, MA
$1,079
Portland, OR
$1,069
Difference
$9.99
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Boston, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$3,095
To$1,555
↓ $1,540
1 Bed
From$3,255
To$1,655
↓ $1,600
2 Bed
From$3,865
To$1,900
↓ $1,965
3 Bed
From$4,630
To$2,590
↓ $2,040
Boston, MAZIP-level data

1BR range: $2,560–$3,710/mo

Portland, ORZIP-level data

1BR range: $1,580–$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,469
Monthly in Boston, MA
$10,557
Monthly in Portland, OR
$912
Difference

Home Values

Boston
Portland
$961K
Median Value
$535K
↓ -0.7%
YoY Change
↓ -1.2%
↑ +7%
5-Year Change
↑ +7.2%
$709K - $3.40M
Price Range
$351K - $760K

Homes in Portland are 44% less expensive than Boston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $8.0K
More taxes
Monthly Difference
$668
Less take-home
Effective Rate Diff
5.3%
Rate difference

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Boston
Portland
36 Good
Air Quality
35 Good
79.5%
Good Air Days
85%
94 Moderate
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🫨
▲+2.5°F
2050 Outlook
▲+2.5°F
6 days
Heat Days >95°F
9 days
▲+2.5°F
2050 Outlook
▲+2.5°F
6 days
Heat Days >95°F
9 days

What to Consider When Moving from Boston, MA to Portland, OR

Relocating from Boston, MA to Portland, OR involves more than just comparing rent prices. While the overall cost of living is about 13% lower in Portland, OR, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Portland, OR is 11% cheaper than in Boston, MA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Portland, OR pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Portland, OR to match your current standard of living in Boston, MA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Portland, OR for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Boston, MA vs Portland, OR

How do the cost estimates for Boston, MA and Portland, OR compare?

The saved overall index for Portland, OR is 12.8% lower than for Boston, MA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Boston, MA, the model estimates $138,523 in Portland, OR. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Boston, MA and Portland, OR?

The modeled two-bedroom rents are $3,865/month in Boston, MA and $1,900/month in Portland, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Massachusetts and Oregon on TaxTakeHome.com

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