Is Yonkers, NY cheaper than Boston, MA?

Based on cost of living data, Yonkers, NY is 16.1% cheaper than Boston, MA. This translates to saving $1208 per month.

What salary do I need in Yonkers, NY to live like I do in Boston, MA?

If you earn $150,000 in Boston, MA, you'd need approximately $135,503.356 in Yonkers, NY to maintain the same standard of living.

How does housing cost compare between Boston, MA and Yonkers, NY?

Housing in Yonkers, NY is 29.6% cheaper than in Boston, MA. For a two-bedroom apartment, rent is $2,860/month in Yonkers, NY compared to $3,865/month in Boston, MA.

How much can I save per month by moving from Boston, MA to Yonkers, NY?

Moving from Boston, MA to Yonkers, NY could save you approximately $1208 per month, or $14497 per year, based on a $150,000 salary.

Boston, MA vs Yonkers, NY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Boston, MA

Numbers update automatically as you type

You'd save $1.2K/month moving to Yonkers, NY

$150.0K in your current city equals $135.5K in Yonkers, NY

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 16.1%

Less expensive

Monthly Impact

$1,208

Savings

Annual Impact

$14.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boston, MA

Population:685K

Cost Index:

100

100 = national average

Median Home:$961K

Yonkers, NY

Population:208K

Cost Index:

(16% below avg)

Median Home:$648K

Boston, MA

The Bay State

685K

Population

State Tax

Yes

Climate

Continental

Notable Facts

•Major education center
•Biotech capital
•Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Cost Breakdown by Category

Annual spending: Boston, MA vs Yonkers, NY

Category	Boston, MA	Yonkers, NY	Difference	Change
Housing	$5,275/mo	$3,716/mo	↓ $1,559less	29.6%
Transportation	$1,830/mo	$1,598/mo	↓ $232less	12.7%
Other	$1,825/mo	$2,026/mo	↑ $201more	11.0%
All Utilities	$716/mo	$596/mo	↓ $120less	16.8%
Healthcare	$743/mo	$688/mo	↓ $55.76less	7.5%
Groceries	$1,079/mo	$1,099/mo	↑ $19.99more	1.9%

Housing

↓ 29.6%

Boston, MA

$5,275

Yonkers, NY

$3,716

Difference

$1,559

less

Transportation

↓ 12.7%

Boston, MA

$1,830

Yonkers, NY

$1,598

Difference

$232

less

Other

↑ 11.0%

Boston, MA

$1,825

Yonkers, NY

$2,026

Difference

$201

All Utilities

↓ 16.8%

Boston, MA

$716

Yonkers, NY

$596

Difference

$120

less

Healthcare

↓ 7.5%

Boston, MA

$743

Yonkers, NY

$688

Difference

$55.76

less

Groceries

↑ 1.9%

Boston, MA

$1,079

Yonkers, NY

$1,099

Difference

$19.99

🏛️ Local Income Taxes

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Boston, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$3,095

To$2,490

↓ $605

1 Bed

From$3,255

To$2,610

↓ $645

2 Bed

From$3,865

To$2,860

↓ $1,005

3 Bed

From$4,630

To$3,580

↓ $1,050

Boston, MAZIP-level data

1BR range: $2,560–$3,710/mo

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,469

Monthly in Boston, MA

$9,722

Monthly in Yonkers, NY

$1,747

Difference

Home Values

Boston

Yonkers

$961K

Median Value

$648K

↓ -0.7%

YoY Change

↑ +4.6%

↑ +7%

5-Year Change

↑ +30.3%

$709K - $3.40M

Price Range

$598K - $729K

Homes in Yonkers are 33% less expensive than Boston

Calculate payment - Boston Calculate payment - Yonkers

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.0K

More taxes

Monthly Difference

$170

Less take-home

Effective Rate Diff

1.4%

Rate difference

Boston, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Boston, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.