Boulder, MT vs Pine Bluffs, WY: Cost of Living

Which city costs less?

Pine Bluffs, WY has a modeled overall cost index 8.8% higher than Boulder, MT.

Boulder, MT · modeled 2BR rent
$1,230 / month
Pine Bluffs, WY · modeled 2BR rent
$1,380 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Boulder, MT and Pine Bluffs, WY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $45.01/month in Pine Bluffs, WY

$150,000 in your current city has a modeled equivalent of $149,460 in Pine Bluffs, WY

Regional cost estimates: Boulder, MT uses Spokane, WA. Pine Bluffs, WY uses Denver, CO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 8.8%
More expensive
Monthly Impact
$45.01
Savings
Annual Impact
$540
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Boulder, MT

Population:1K
Cost Index:
70.5
100 = national average
Typical Home:$339K

Pine Bluffs, WY

Population:1K
Cost Index:
76.7
100 = national average
Typical Home:$315K

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Boulder, MT

The Treasure State

1K
Population
State Tax
Yes

Located in Montana, this city has a population of 1K residents.

Pine Bluffs, WY

The Equality State

1K
Population
State Tax
No Income Tax

Located in Wyoming, this city has a population of 1K residents.

💡 Advantage: Wyoming has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Boulder, MT vs Pine Bluffs, WY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 31.9%
Boulder, MT
$1,884
Pine Bluffs, WY
$2,485
Difference
$601
more
Transportation
↓ 27.7%
Boulder, MT
$1,718
Pine Bluffs, WY
$1,242
Difference
$476
less
Healthcare
↓ 25.7%
Boulder, MT
$865
Pine Bluffs, WY
$643
Difference
$222
less
Other
↑ 8.2%
Boulder, MT
$1,394
Pine Bluffs, WY
$1,508
Difference
$114
more
Groceries
↓ 7.6%
Boulder, MT
$1,133
Pine Bluffs, WY
$1,048
Difference
$85.84
less
All Utilities
↑ 4.6%
Boulder, MT
$505
Pine Bluffs, WY
$528
Difference
$23.34
more

🏠Rent Comparison

Studio
From$840
To$1,000
↑ $160
1 Bed
From$940
To$1,090
↑ $150
2 Bed
From$1,230
To$1,380
↑ $150
3 Bed
From$1,720
To$1,930
↑ $210
Boulder, MTZIP-level data

1BR range: $940–$940/mo

Pine Bluffs, WYZIP-level data

1BR range: $1,090–$1,090/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Boulder, MT
$7,455
Monthly in Pine Bluffs, WY
$45.01
Difference

Home Values

Boulder
Pine Bluffs
$339K
Median Value
$315K
↑ +6.4%
YoY Change
↑ +1.4%
↑ +61.3%
5-Year Change
↑ +16%

Homes in Pine Bluffs are 7% less expensive than Boulder

Calculate payment - BoulderCalculate payment - Pine Bluffs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.6K
Per year
Monthly Difference
$797
More take-home
Effective Rate Diff
6.4%
Rate difference

Boulder, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Pine Bluffs, WY

Federal Income Tax
Effective: 18.9%
$25.5K
Wyoming State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Boulder, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

Pine Bluffs, WY Tax Rates

Sales Tax:5.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Boulder
Pine Bluffs
38 Good
Air Quality
55 Moderate
76.5%
Good Air Days
35.2%
90 Moderate
Climate Risk
95 High
💨
Top Hazards
🌊🌪💨
▲+3.0°F
2050 Outlook
▲+3.3°F
23 days
Heat Days >95°F
28 days
▲+3.0°F
2050 Outlook
▲+3.3°F
23 days
Heat Days >95°F
28 days

Before moving from Boulder, MT to Pine Bluffs, WY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Pine Bluffs, WY for the same bedroom count and included utilities as your home in Boulder, MT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Boulder to Pine Bluffs moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pine Bluffs, WY by cost, housing, population and region.

Frequently Asked Questions: Boulder, MT vs Pine Bluffs, WY

How do the cost estimates for Boulder, MT and Pine Bluffs, WY compare?

Pine Bluffs, WY has a modeled overall cost index 8.8% higher than Boulder, MT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Boulder, MT, the model estimates $149,460 in Pine Bluffs, WY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Boulder, MT and Pine Bluffs, WY?

The modeled two-bedroom rents are $1,230/month in Boulder, MT and $1,380/month in Pine Bluffs, WY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Montana and Wyoming on TaxTakeHome.com

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