Is St. Louis, MO cheaper than Bowie, MD?

Based on cost of living data, St. Louis, MO is 39.5% cheaper than Bowie, MD. This translates to saving $2962 per month.

What salary do I need in St. Louis, MO to live like I do in Bowie, MD?

If you earn $150,000 in Bowie, MD, you'd need approximately $114,455.833 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Bowie, MD and St. Louis, MO?

Housing in St. Louis, MO is 64.6% cheaper than in Bowie, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,428/month in Bowie, MD.

How much can I save per month by moving from Bowie, MD to St. Louis, MO?

Moving from Bowie, MD to St. Louis, MO could save you approximately $2962 per month, or $35544 per year, based on a $150,000 salary.

Bowie, MD vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bowie, MD — ZIP-level rent data · COL adjusted from Washington, DC area

Current salary in Bowie, MD

Numbers update automatically as you type

You'd save $3.0K/month moving to St. Louis, MO

$150.0K in your current city equals $114.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area

Overall Cost

↓ 39.5%

Less expensive

Monthly Impact

$2,962

Savings

Annual Impact

$35.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bowie, MD

Population:57K

Cost Index:100

Median Home:$526K

St. Louis, MO

Population:302K

Cost Index:61

Median Home:$145K

Bowie, MD

The Old Line State

57K

Population

State Tax

Yes

Located in Maryland, this city has a population of 57K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Bowie, MD vs St. Louis, MO

Category	Bowie, MD	St. Louis, MO	Difference	Change
🏠Housing	$5,288/mo	$1,871/mo	↓ $3,417less	64.6%
🚗Transportation	$1,783/mo	$1,216/mo	↓ $567less	31.8%
📦Other	$1,726/mo	$1,607/mo	↓ $119less	6.9%
🛒Groceries	$1,050/mo	$949/mo	↓ $100less	9.6%
🏥Healthcare	$615/mo	$527/mo	↓ $88.02less	14.3%
⚡All Utilities	$494/mo	$535/mo	↑ $41.24more	8.3%

🏠Housing

↓ 64.6%

Bowie, MD

$5,288

St. Louis, MO

$1,871

Difference

$3,417

less

🚗Transportation

↓ 31.8%

Bowie, MD

$1,783

St. Louis, MO

$1,216

Difference

$567

less

📦Other

↓ 6.9%

Bowie, MD

$1,726

St. Louis, MO

$1,607

Difference

$119

less

🛒Groceries

↓ 9.6%

Bowie, MD

$1,050

St. Louis, MO

$949

Difference

$100

less

🏥Healthcare

↓ 14.3%

Bowie, MD

$615

St. Louis, MO

$527

Difference

$88.02

less

⚡All Utilities

↑ 8.3%

Bowie, MD

$494

St. Louis, MO

$535

Difference

$41.24

🏛️ Local Income Taxes

Bowie, MD: Prince George's County Income Tax$4,800/yr (3.2%)

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Net difference-$3,300/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,111

To$910

↓ $1,201

1 Bed

From$2,175

To$950

↓ $1,225

2 Bed

From$2,428

To$1,160

↓ $1,268

3 Bed

From$3,068

To$1,490

↓ $1,578

Bowie, MDZIP-level data

1BR range: $2,480–$2,930/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,956

Monthly in Bowie, MD

$6,705

Monthly in St. Louis, MO

$4,250

Difference

Home Values

Bowie

St. Louis

$526K

Median Value

$145K

↑ +0.3%

YoY Change

↓ -0.8%

↑ +21.6%

5-Year Change

↑ +10.9%

$480K - $572K

Price Range

$38K - $302K

Homes in St. Louis are 72% less expensive than Bowie

Calculate payment - Bowie Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Bowie, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Bowie, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.