Boynton Beach, FL vs Delray Beach, FL: Cost of Living

Which city costs less?

Boynton Beach, FL and Delray Beach, FL have about the same overall cost index in our saved model.

Boynton Beach, FL · modeled 2BR rent: $2,430 / month
Delray Beach, FL · modeled 2BR rent: $2,140 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Boynton Beach, FL and Delray Beach, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Boynton Beach, FL

Numbers update automatically as you type

Estimated extra cost: $1.68/month in Delray Beach, FL

$150,000 in your current city has a modeled equivalent of $150,020 in Delray Beach, FL

Regional cost estimates: Boynton Beach, FL uses Hialeah, FL. Delray Beach, FL uses Hialeah, FL. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.0%

More expensive

Monthly Impact

$1.68

Extra cost

Annual Impact

$20.15

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Boynton Beach, FL

Population:81K

Cost Index:

107.4

100 = national average

Typical Home:$378K

Delray Beach, FL

Population:68K

Cost Index:

107.4

100 = national average

Typical Home:$340K

Planning the move to Delray Beach?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Boynton Beach, FL

The Sunshine State

81K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 81K residents.

💡 Advantage: Florida has no state income tax!

Delray Beach, FL

The Sunshine State

68K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 68K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Boynton Beach, FL vs Delray Beach, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Boynton Beach, FL	Delray Beach, FL	Difference	Change
Housing	$2,566/mo	$2,567/mo	↑ $0.66more	0.0%
Other	$1,690/mo	$1,690/mo	↑ $0.44more	0.0%
Transportation	$1,283/mo	$1,283/mo	↑ $0.33more	0.0%
Groceries	$967/mo	$968/mo	↑ $0.12more	0.0%
Healthcare	$528/mo	$528/mo	↑ $0.07more	0.0%
All Utilities	$465/mo	$465/mo	↑ $0.06more	0.0%

Housing

↑ 0.0%

Boynton Beach, FL

$2,566

Delray Beach, FL

$2,567

Difference

$0.66

Other

↑ 0.0%

Boynton Beach, FL

$1,690

Delray Beach, FL

$1,690

Difference

$0.44

Transportation

↑ 0.0%

Boynton Beach, FL

$1,283

Delray Beach, FL

$1,283

Difference

$0.33

Groceries

↑ 0.0%

Boynton Beach, FL

$967

Delray Beach, FL

$968

Difference

$0.12

Healthcare

↑ 0.0%

Boynton Beach, FL

$528

Delray Beach, FL

$528

Difference

$0.07

All Utilities

↑ 0.0%

Boynton Beach, FL

$465

Delray Beach, FL

$465

Difference

$0.06

🏠Rent Comparison

Studio

From$1,930

To$1,700

↓ $230

1 Bed

From$2,050

To$1,810

↓ $240

2 Bed

From$2,430

To$2,140

↓ $290

3 Bed

From$3,150

To$2,770

↓ $380

Boynton Beach, FLZIP-level data

1BR range: $2,040–$2,060/mo

Delray Beach, FLZIP-level data

1BR range: $1,750–$2,560/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Boynton Beach, FL

$7,502

Monthly in Delray Beach, FL

$1.68

Difference

Home Values

Boynton Beach

Delray Beach

$378K

Median Value

$340K

↓ -6.8%

YoY Change

↓ -6.4%

↑ +35%

5-Year Change

↑ +34.6%

$331K - $425K

Price Range

$205K - $979K

Homes in Delray Beach are 10% less expensive than Boynton Beach

Calculate payment - Boynton Beach Calculate payment - Delray Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Boynton Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Delray Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Boynton Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Delray Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Boynton Beach

Delray Beach

48 Good

Air Quality

48 Good

59.8%

Good Air Days

59.8%

100 Very High

Climate Risk

100 Very High

🌊🌅🌀

Top Hazards

🌊🌅🌀

▲+2.3°F

2050 Outlook

▲+2.3°F

22 days

Heat Days >95°F

22 days

▲+2.3°F

2050 Outlook

▲+2.3°F

22 days

Heat Days >95°F

22 days

Before moving from Boynton Beach, FL to Delray Beach, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Delray Beach, FL for the same bedroom count and included utilities as your home in Boynton Beach, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Boynton Beach to Delray Beach moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Delray Beach, FL by cost, housing, population and region.

Frequently Asked Questions: Boynton Beach, FL vs Delray Beach, FL

How do the cost estimates for Boynton Beach, FL and Delray Beach, FL compare?

Boynton Beach, FL and Delray Beach, FL have about the same overall cost index in our saved model. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Boynton Beach, FL, the model estimates $150,020 in Delray Beach, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Boynton Beach, FL and Delray Beach, FL?

The modeled two-bedroom rents are $2,430/month in Boynton Beach, FL and $2,140/month in Delray Beach, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.