Bozeman, MT vs Draper, UT: Cost of Living

Which city costs less?

Draper, UT has a modeled overall cost index 0.7% lower than Bozeman, MT.

Bozeman, MT · modeled 2BR rent
$1,920 / month
Draper, UT · modeled 2BR rent
$2,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Bozeman, MT and Draper, UT using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $46.15/month in Draper, UT

$150,000 in your current city has a modeled equivalent of $149,446 in Draper, UT

Regional cost estimates: Bozeman, MT uses Boise, ID. Draper, UT uses Boise, ID. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.7%
Less expensive
Monthly Impact
$46.15
Savings
Annual Impact
$554
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Bozeman, MT

Population:57K
Cost Index:
91.9
100 = national average
Typical Home:$834K

Draper, UT

Population:50K
Cost Index:
91.2
100 = national average
Typical Home:$792K

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Bozeman, MT

The Treasure State

57K
Population
State Tax
Yes

Located in Montana, this city has a population of 57K residents.

Draper, UT

The Beehive State

50K
Population
State Tax
Yes

Located in Utah, this city has a population of 50K residents.

Cost Breakdown by Category

Estimated monthly spending: Bozeman, MT vs Draper, UT

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 0.7%
Bozeman, MT
$2,504
Draper, UT
$2,486
Difference
$17.93
less
Other
↓ 0.7%
Bozeman, MT
$1,652
Draper, UT
$1,640
Difference
$11.83
less
Transportation
↓ 0.7%
Bozeman, MT
$1,234
Draper, UT
$1,225
Difference
$8.83
less
Groceries
↓ 0.4%
Bozeman, MT
$979
Draper, UT
$976
Difference
$3.51
less
Healthcare
↓ 0.4%
Bozeman, MT
$644
Draper, UT
$642
Difference
$2.31
less
All Utilities
↓ 0.4%
Bozeman, MT
$486
Draper, UT
$485
Difference
$1.74
less

🏠Rent Comparison

Studio
From$1,320
To$1,520
↑ $200
1 Bed
From$1,470
To$1,740
↑ $270
2 Bed
From$1,920
To$2,080
↑ $160
3 Bed
From$2,670
To$2,790
↑ $120
Bozeman, MTZIP-level data

1BR range: $1,470–$1,470/mo

Draper, UTZIP-level data

1BR range: $1,740–$1,740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Bozeman, MT
$7,454
Monthly in Draper, UT
$46.15
Difference

Home Values

Bozeman
Draper
$834K
Median Value
$792K
↓ -1.7%
YoY Change
↑ +2%
↑ +34.5%
5-Year Change
↑ +35.3%

Homes in Draper are 5% less expensive than Bozeman

Calculate payment - BozemanCalculate payment - Draper

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.3K
Per year
Monthly Difference
$191
More take-home
Effective Rate Diff
1.5%
Rate difference

Bozeman, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Draper, UT

Federal Income Tax
Effective: 18.9%
$25.5K
Utah State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Bozeman, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

Draper, UT Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bozeman
Draper
44 Good
Air Quality
44 Good
62.8%
Good Air Days
62.8%
88 Moderate
Climate Risk
88 Moderate
🔥💨
Top Hazards
🔥💨
▲+3.3°F
2050 Outlook
▲+3.3°F
49 days
Heat Days >95°F
49 days
▲+3.3°F
2050 Outlook
▲+3.3°F
49 days
Heat Days >95°F
49 days

Before moving from Bozeman, MT to Draper, UT

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Draper, UT for the same bedroom count and included utilities as your home in Bozeman, MT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Bozeman to Draper moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Draper, UT by cost, housing, population and region.

Frequently Asked Questions: Bozeman, MT vs Draper, UT

How do the cost estimates for Bozeman, MT and Draper, UT compare?

Draper, UT has a modeled overall cost index 0.7% lower than Bozeman, MT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Bozeman, MT, the model estimates $149,446 in Draper, UT. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Bozeman, MT and Draper, UT?

The modeled two-bedroom rents are $1,920/month in Bozeman, MT and $2,080/month in Draper, UT. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Montana and Utah on TaxTakeHome.com

Where your money goes further

Cities cheaper than Bozeman, MT on a $150.0K salary

1.St. Louis, MO
Save $296/mo
2.Indianapolis, IN
Save $267/mo
3.Pittsburgh, PA
Save $93.33/mo
4.San Antonio, TX
Save $12.68/mo

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