Is Charlotte, NC cheaper than Braintree Town, MA?

Based on cost of living data, Charlotte, NC is 30.6% cheaper than Braintree Town, MA. This translates to saving $2292 per month.

What salary do I need in Charlotte, NC to live like I do in Braintree Town, MA?

If you earn $150,000 in Braintree Town, MA, you'd need approximately $122,497.985 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Braintree Town, MA and Charlotte, NC?

Housing in Charlotte, NC is 44.5% cheaper than in Braintree Town, MA. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $2,470/month in Braintree Town, MA.

How much can I save per month by moving from Braintree Town, MA to Charlotte, NC?

Moving from Braintree Town, MA to Charlotte, NC could save you approximately $2292 per month, or $27502 per year, based on a $150,000 salary.

Braintree Town, MA vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Braintree Town, MA — COL adjusted from Boston, MA area + state data

Current salary in Braintree Town, MA

Numbers update automatically as you type

You'd save $2.3K/month moving to Charlotte, NC

$150.0K in your current city equals $122.5K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 30.6%

Less expensive

Monthly Impact

$2,292

Savings

Annual Impact

$27.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Braintree Town, MA

Population:38K

Cost Index:100

Median Home:$961K

Charlotte, NC

Population:875K

Cost Index:69

Median Home:$399K

Braintree Town, MA

The Bay State

38K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 38K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Braintree Town, MA vs Charlotte, NC

Category	Braintree Town, MA	Charlotte, NC	Difference	Change
🏠Housing	$4,451/mo	$2,469/mo	↓ $1,982less	44.5%
🚗Transportation	$1,716/mo	$1,202/mo	↓ $514less	29.9%
⚡All Utilities	$693/mo	$519/mo	↓ $174less	25.1%
🏥Healthcare	$720/mo	$638/mo	↓ $81.71less	11.4%
🛒Groceries	$1,045/mo	$989/mo	↓ $55.65less	5.3%
📦Other	$1,711/mo	$1,707/mo	↓ $3.10less	0.2%

🏠Housing

↓ 44.5%

Braintree Town, MA

$4,451

Charlotte, NC

$2,469

Difference

$1,982

less

🚗Transportation

↓ 29.9%

Braintree Town, MA

$1,716

Charlotte, NC

$1,202

Difference

$514

less

⚡All Utilities

↓ 25.1%

Braintree Town, MA

$693

Charlotte, NC

$519

Difference

$174

less

🏥Healthcare

↓ 11.4%

Braintree Town, MA

$720

Charlotte, NC

$638

Difference

$81.71

less

🛒Groceries

↓ 5.3%

Braintree Town, MA

$1,045

Charlotte, NC

$989

Difference

$55.65

less

📦Other

↓ 0.2%

Braintree Town, MA

$1,711

Charlotte, NC

$1,707

Difference

$3.10

less

🏠Rent Comparison

Studio

From$1,713

To$1,630

↓ $83.00

1 Bed

From$1,992

To$1,710

↓ $282

2 Bed

From$2,470

To$1,870

↓ $600

3 Bed

From$3,187

To$2,300

↓ $887

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,335

Monthly in Braintree Town, MA

$7,525

Monthly in Charlotte, NC

$2,811

Difference

Home Values

Braintree Town

Charlotte

Median Value

$399K

YoY Change

↓ -1.1%

5-Year Change

↑ +40.8%

Price Range

$293K - $1.57M

Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $375

Per year

Monthly Difference

$31.25

More take-home

Effective Rate Diff

0.3%

Rate difference

Braintree Town, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Braintree Town, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.