Bridgeport, PA vs Mount Ephraim, NJ: Cost of Living

Which city costs less?

Mount Ephraim, NJ has a modeled overall cost index 0.3% lower than Bridgeport, PA.

Bridgeport, PA · modeled 2BR rent: $1,880 / month
Mount Ephraim, NJ · modeled 2BR rent: $1,900 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Bridgeport, PA and Mount Ephraim, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Bridgeport, PA

Numbers update automatically as you type

Estimated savings: $20.60/month in Mount Ephraim, NJ

$150,000 in your current city has a modeled equivalent of $149,753 in Mount Ephraim, NJ

Regional cost estimates: Bridgeport, PA uses Philadelphia, PA. Mount Ephraim, NJ uses Philadelphia, PA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 0.3%

Less expensive

Monthly Impact

$20.60

Savings

Annual Impact

$247

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Bridgeport, PA

Population:5K

Cost Index:

88.7

100 = national average

Typical Home:$340K

Mount Ephraim, NJ

Population:5K

Cost Index:

88.4

100 = national average

Typical Home:$306K

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Bridgeport, PA

The Keystone State

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 5K residents.

Mount Ephraim, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Bridgeport, PA vs Mount Ephraim, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Bridgeport, PA	Mount Ephraim, NJ	Difference	Change
Housing	$2,014/mo	$2,007/mo	↓ $6.58less	0.3%
Other	$1,717/mo	$1,711/mo	↓ $5.61less	0.3%
Transportation	$1,374/mo	$1,370/mo	↓ $4.49less	0.3%
Groceries	$1,141/mo	$1,139/mo	↓ $1.87less	0.2%
Healthcare	$627/mo	$626/mo	↓ $1.03less	0.2%
All Utilities	$627/mo	$626/mo	↓ $1.02less	0.2%

Housing

↓ 0.3%

Bridgeport, PA

$2,014

Mount Ephraim, NJ

$2,007

Difference

$6.58

less

Other

↓ 0.3%

Bridgeport, PA

$1,717

Mount Ephraim, NJ

$1,711

Difference

$5.61

less

Transportation

↓ 0.3%

Bridgeport, PA

$1,374

Mount Ephraim, NJ

$1,370

Difference

$4.49

less

Groceries

↓ 0.2%

Bridgeport, PA

$1,141

Mount Ephraim, NJ

$1,139

Difference

$1.87

less

Healthcare

↓ 0.2%

Bridgeport, PA

$627

Mount Ephraim, NJ

$626

Difference

$1.03

less

All Utilities

↓ 0.2%

Bridgeport, PA

$627

Mount Ephraim, NJ

$626

Difference

$1.02

less

🏠Rent Comparison

Studio

From$1,450

To$1,470

↑ $20.00

1 Bed

From$1,580

To$1,600

↑ $20.00

2 Bed

From$1,880

To$1,900

↑ $20.00

3 Bed

From$2,250

To$2,280

↑ $30.00

Bridgeport, PAZIP-level data

1BR range: $1,580–$1,580/mo

Mount Ephraim, NJZIP-level data

1BR range: $1,600–$1,600/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Bridgeport, PA

$7,479

Monthly in Mount Ephraim, NJ

$20.60

Difference

Home Values

Bridgeport

Mount Ephraim

$340K

Median Value

$306K

↑ +0.5%

YoY Change

↑ +5.6%

↑ +34%

5-Year Change

↑ +64.9%

Homes in Mount Ephraim are 10% less expensive than Bridgeport

Calculate payment - Bridgeport Calculate payment - Mount Ephraim

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.8K

More taxes

Monthly Difference

$235

Less take-home

Effective Rate Diff

1.9%

Rate difference

Bridgeport, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Mount Ephraim, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Bridgeport, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

Mount Ephraim, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bridgeport

Mount Ephraim

52 Moderate

Air Quality

52 Moderate

47.3%

Good Air Days

47.3%

100 Very High

Climate Risk

100 Very High

🌊🌅🌀

Top Hazards

🌊🌅🌀

▲+2.9°F

2050 Outlook

▲+2.9°F

22 days

Heat Days >95°F

22 days

▲+2.9°F

2050 Outlook

▲+2.9°F

22 days

Heat Days >95°F

22 days

Before moving from Bridgeport, PA to Mount Ephraim, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Mount Ephraim, NJ for the same bedroom count and included utilities as your home in Bridgeport, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Bridgeport to Mount Ephraim moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Mount Ephraim, NJ by cost, housing, population and region.

Frequently Asked Questions: Bridgeport, PA vs Mount Ephraim, NJ

How do the cost estimates for Bridgeport, PA and Mount Ephraim, NJ compare?

Mount Ephraim, NJ has a modeled overall cost index 0.3% lower than Bridgeport, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Bridgeport, PA, the model estimates $149,753 in Mount Ephraim, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Bridgeport, PA and Mount Ephraim, NJ?

The modeled two-bedroom rents are $1,880/month in Bridgeport, PA and $1,900/month in Mount Ephraim, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Pennsylvania and New Jersey on TaxTakeHome.com

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