Is Charlotte, NC cheaper than Bridgewater Town, MA?

Based on cost of living data, Charlotte, NC is 30.0% cheaper than Bridgewater Town, MA. This translates to saving $2247 per month.

What salary do I need in Charlotte, NC to live like I do in Bridgewater Town, MA?

If you earn $150,000 in Bridgewater Town, MA, you'd need approximately $123,031.757 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Bridgewater Town, MA and Charlotte, NC?

Housing in Charlotte, NC is 44.1% cheaper than in Bridgewater Town, MA. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $2,449/month in Bridgewater Town, MA.

How much can I save per month by moving from Bridgewater Town, MA to Charlotte, NC?

Moving from Bridgewater Town, MA to Charlotte, NC could save you approximately $2247 per month, or $26968 per year, based on a $150,000 salary.

Bridgewater Town, MA vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bridgewater Town, MA — COL adjusted from Boston, MA area + state data

Current salary in Bridgewater Town, MA

Numbers update automatically as you type

You'd save $2.2K/month moving to Charlotte, NC

$150.0K in your current city equals $123.0K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 30.0%

Less expensive

Monthly Impact

$2,247

Savings

Annual Impact

$27.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bridgewater Town, MA

Population:29K

Cost Index:100

Median Home:$961K

Charlotte, NC

Population:875K

Cost Index:70

Median Home:$399K

Bridgewater Town, MA

The Bay State

29K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 29K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Bridgewater Town, MA vs Charlotte, NC

Category	Bridgewater Town, MA	Charlotte, NC	Difference	Change
🏠Housing	$4,413/mo	$2,469/mo	↓ $1,945less	44.1%
🚗Transportation	$1,701/mo	$1,202/mo	↓ $499less	29.4%
⚡All Utilities	$690/mo	$519/mo	↓ $171less	24.8%
🏥Healthcare	$717/mo	$638/mo	↓ $78.66less	11.0%
🛒Groceries	$1,040/mo	$989/mo	↓ $51.22less	4.9%
📦Other	$1,696/mo	$1,707/mo	↑ $11.38more	0.7%

🏠Housing

↓ 44.1%

Bridgewater Town, MA

$4,413

Charlotte, NC

$2,469

Difference

$1,945

less

🚗Transportation

↓ 29.4%

Bridgewater Town, MA

$1,701

Charlotte, NC

$1,202

Difference

$499

less

⚡All Utilities

↓ 24.8%

Bridgewater Town, MA

$690

Charlotte, NC

$519

Difference

$171

less

🏥Healthcare

↓ 11.0%

Bridgewater Town, MA

$717

Charlotte, NC

$638

Difference

$78.66

less

🛒Groceries

↓ 4.9%

Bridgewater Town, MA

$1,040

Charlotte, NC

$989

Difference

$51.22

less

📦Other

↑ 0.7%

Bridgewater Town, MA

$1,696

Charlotte, NC

$1,707

Difference

$11.38

🏠Rent Comparison

Studio

From$1,699

To$1,630

↓ $69.00

1 Bed

From$1,975

To$1,710

↓ $265

2 Bed

From$2,449

To$1,870

↓ $579

3 Bed

From$3,160

To$2,300

↓ $860

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,258

Monthly in Bridgewater Town, MA

$7,525

Monthly in Charlotte, NC

$2,733

Difference

Home Values

Bridgewater Town

Charlotte

Median Value

$399K

YoY Change

↓ -1.1%

5-Year Change

↑ +40.8%

Price Range

$293K - $1.57M

Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $375

Per year

Monthly Difference

$31.25

More take-home

Effective Rate Diff

0.3%

Rate difference

Bridgewater Town, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Bridgewater Town, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.