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Cost of Living Comparison 2026

📍 Bristol, TN — ZIP-level rent data · COL adjusted from Winston-Salem, NC area

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Numbers update automatically as you type

You'd spend $950/month more in Charlotte, NC

$150.0K in your current city equals $161.4K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 12.7%
More expensive
Monthly Impact
$950
Extra cost
Annual Impact
$11.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bristol, TN

Population:28K
Cost Index:100
Median Home:$224K

Charlotte, NC

Population:875K
Cost Index:113
Median Home:$399K

Bristol, TN

The Volunteer State

28K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 28K residents.

💡 Advantage: Tennessee has no state income tax!

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Bristol, TN vs Charlotte, NC

🏠Housing
↑ 33.1%
Bristol, TN
$1,855
Charlotte, NC
$2,469
Difference
$614
more
📦Other
↑ 12.2%
Bristol, TN
$1,522
Charlotte, NC
$1,707
Difference
$185
more
🏥Healthcare
↑ 8.0%
Bristol, TN
$591
Charlotte, NC
$638
Difference
$47.08
more
🛒Groceries
↑ 4.9%
Bristol, TN
$943
Charlotte, NC
$989
Difference
$45.78
more
🚗Transportation
↑ 3.4%
Bristol, TN
$1,163
Charlotte, NC
$1,202
Difference
$39.29
more
⚡All Utilities
↑ 1.7%
Bristol, TN
$511
Charlotte, NC
$519
Difference
$8.55
more

🏠Rent Comparison

Studio
From$617
To$1,630
↑ $1,013
1 Bed
From$699
To$1,710
↑ $1,011
2 Bed
From$896
To$1,870
↑ $974
3 Bed
From$1,151
To$2,300
↑ $1,149
Bristol, TNZIP-level data

1BR range: $850–$850/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Bristol, TN
$7,525
Monthly in Charlotte, NC
$940
Difference

Home Values

Bristol
Charlotte
$224K
Median Value
$399K
↓ -1.1%
YoY Change
↓ -1.1%
↑ +48.7%
5-Year Change
↑ +40.8%
$224K
Price Range
$293K - $1.57M

Homes in Charlotte are 78% more expensive than Bristol

Calculate payment - BristolCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Bristol, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Bristol, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bristol
Charlotte
47 Good
Air Quality
51 Moderate
57.4%
Good Air Days
46.2%
92 Moderate
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+2.8°F
2050 Outlook
▲+2.9°F
30 days
Heat Days >95°F
36 days
▲+2.8°F
2050 Outlook
▲+2.9°F
30 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Tennessee and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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